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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2258 reviews)

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4.96

Based on 2,258 reviews, last reviewed 15th Mar 2025

22450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Super polecam Uwielbiam tą kartę jest dużo lepsza niż zwykła karta kredytowa łatwiejsza do spłacenia z dużymi możliwościami Monzo ogólnie to świetny wybór Reviewed on: 15th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2258)

Review of the Monzo, Flex Credit Card:

Very simple interface, super good ways to track spen...

Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

I’ve been banking with Monzo since 2017, it’s helped...

I’ve been banking with Monzo since 2017, it’s helped change the way I view and spend my money, helped me budget, and helped me save. The app is intuitive, and the support is always there when you need it. Since signing up for a personal account, I also opened up a joint and business account. I’d highly recommend (and often do) Monzo to others. Reviewed on: 20th February 2025

Couldn’t be happier with service

Couldn’t be happier with service Reviewed on: 19th February 2025

Easy to use

I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

Being able to choose which item gets paid over a few...

Being able to choose which item gets paid over a few months has been very useful feature. Reviewed on: 18th February 2025

The bank listens to its costumers

The bank listens to its costumers and the accessibility of its online services is impeccable. It should be noted that the clear and consistent nature of the flex credit card it clear and evident in the way it is designed and structured Reviewed on: 17th February 2025

Friendly and approachable customer service.

I contacted Monzo about an issue with my Flex card and it was sorted within 12 hours and the members of staff that dealt with it though their live chat service was friendly, professional and fixed everything I needed. Reviewed on: 17th February 2025

Really good bank, very user friendly and flex card i...

Really good bank, very user friendly and flex card is amazing Reviewed on: 17th February 2025

Great Bank

Never had any problems since using Monzo. Very easy to use and have access to credit to make purchases with flex. Reviewed on: 17th February 2025

Flex is awesome

I never liked offerings like Klarna or PayPal Credit etc for "pay-in-three" type credit agreements, but Monzo Flex has created a way for me to pay flexibly at a reasonable rate and change my mind if I need to. Being able to Flex any* transaction from my current account retroactively up to 14 days later or pay off individual credit purchases is great. Reviewed on: 16th February 2025

Customer centric approach and support

Great interest offer, and most importantly timeline to pay off borrowed amount. Customisable pay back plan, and customer centric approach and support. Reviewed on: 16th February 2025

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