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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2184 reviews)

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4.96

Based on 2,184 reviews, last reviewed 24th Feb 2025

18850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

What a BANK !!

It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

New Features!

Monzo have over the past year introduced some amazing features, including the 1p a day savings challenge, and introducing 3 new tiers of paid for features. I use monzo max and it gives me phone insurance, travel insurance and way more (including a railcard). I’ve not had any issues with monzo either, and have always been able to find all the information I need in-app! Reviewed on: 11th February 2025

Excellent product love the 3 month interest free fea...

Excellent product love the 3 month interest free feature. makes life so much easier. Reviewed on: 11th February 2025

Monzo is amazing

Ever since I got to the uk Monzo has being my go to bank for all my financial needs the fact I get access to my pay 1 day ahead of pay day has been a game changer for my finances thank you monzo Reviewed on: 11th February 2025

Monzo is a fantastic modern bank

Monzo is a fantastic modern bank with a user-friendly app, instant notifications, and great budgeting tools. Fee-free spending abroad and transparent customer service make it perfect for travel and everyday banking. The "Pots" feature helps with saving, though cash deposits could be easier. Overall, it's a top choice for hassle-free digital banking! Reviewed on: 11th February 2025

Super easy to use, nice to have flexibility of payme...

Super easy to use, nice to have flexibility of payment durations, nice to have option to pay early and see financial benefit of doing so in interest saved Reviewed on: 11th February 2025

Very useful and lives up to its name: Flexible!

Very useful and lives up to its name: Flexible! Reviewed on: 11th February 2025

Brilliant monzo

Monzo is very easy to use and transactions very fast and when shopping it alerts you immediately what you have spent I love my flex card as it helps to spread cost and you get 3 months interest free I don’t know of any other bank that does that Reviewed on: 11th February 2025

Very reliable eazy to use app and great customer sup...

Very reliable eazy to use app and great customer support Reviewed on: 11th February 2025

First Class Banking App.

The various pots you can set up is an invaluable tool to plan for future purchases and bills etc. The Flex account is a very worthwhile option to have and has a variety of options re payments when using it. The ability to see interest savings that can be made with additional payments is awesome. Every time I have used the chat option to query something or resolve an issue provides a first rate service. Monzo is my a absolute first choice when looking at interest free options. It has changed the whole way I bank and manage my finances. Reviewed on: 11th February 2025

Trust and confidence

I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025

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