Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2184 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,184 reviews, last reviewed 24th Feb 2025

18850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

Easy to use

I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

This is probably the best credit card I have, nice t...

This is probably the best credit card I have, nice to be able to pay up to 3 months interest free Reviewed on: 11th February 2025

The best bank

Can’t fault them gave me overdraft a credit card and a loan with not the best credit rating Reviewed on: 11th February 2025

Love the fact you can pay 3 payments interest free.

Love the fact you can pay 3 payments interest free. Reviewed on: 11th February 2025

Apple Pay Integration

Simple to use and very clear interest rates. Monzo Flex now is integrated in Apple Pay/Wallet without any additional set up allowing me to create flex plans (pay in 3 or pay next month) without having to make changes in the app. Reviewed on: 10th February 2025

Monzo is very easy to use banking.

Monzo is very easy to use banking. They have great interest rates, be that 0% interest rates on credit card purchases for up to three months or 3.60-4.00% on savings. Their customer service is also immediately available and also very helpful. They are far better than my high street bank, so I use them more. Reviewed on: 10th February 2025

Always best service best offer best rewards

Always best service best offer best rewards Reviewed on: 10th February 2025

I am using Monzo Bank from beginning

I am using Monzo Bank from beginning Reviewed on: 10th February 2025

Great experience

Great experience!! Have been using Monzo since 2016, and very happy about it. Reviewed on: 10th February 2025

I love how easy travelling with Monzo is and love Mo...

I love how easy travelling with Monzo is and love Monzo flex so I don’t feel so guilty spending larger amounts than I should. Reviewed on: 10th February 2025

Best Banking Experience Ever

Monzo banking is easy use. Also they provide unique and valuable services such as saving pots with impressive interest rates and also flex credit cards. Everything is transparent and also safe. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.61 from 38 reviews
Partnership Card
from John Lewis 1.33 from 863 reviews
Credit Card
from American Express 4.46 from 121 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub