Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2258 reviews)

View other Monzo products

4.96

Based on 2,258 reviews, last reviewed 15th Mar 2025

22450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Super polecam Uwielbiam tą kartę jest dużo lepsza niż zwykła karta kredytowa łatwiejsza do spłacenia z dużymi możliwościami Monzo ogólnie to świetny wybór Reviewed on: 15th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2258)

Review of the Monzo, Flex Credit Card:

Very simple interface, super good ways to track spen...

Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

It was extremely quick and easy to apply for a Flex...

It was extremely quick and easy to apply for a Flex Credit Card. I was able to request an increase to the amount offered. Reviewed on: 15th February 2025

Easy to register, use and manage

Easy to register, use and manage Reviewed on: 15th February 2025

It’s good and easy to use.

It’s good and easy to use. I don’t need to bring any physical card and it’s accept in almost all of the merchants Reviewed on: 15th February 2025

Easy to use

Easy to use and really helpful when need a bit of extra financial support. Reviewed on: 15th February 2025

Amazing credit card and app layout

Amazing credit card and app layout Reviewed on: 15th February 2025

A damn good bank

Probably one of the only banks that seems to think about user experience rather than just extracting as much possible value from their customers. Building societies are great but Monzo is more modern in their approach I.e. the app is intuitive full of useful features and great for newbies to finance. Reviewed on: 15th February 2025

Bank was really good to use

Bank was really good to use, easy and flexible too. Reviewed on: 15th February 2025

Monzo is a brilliant bank

Monzo is one of the most beautiful accounts that gives you great freedom in banking transactions and preference in everything you want to do. For your information, this is not available in many banks. Reviewed on: 14th February 2025

I've been using my Monzo Flex Credit Card for a few...

I've been using my Monzo Flex Credit Card for a few months now and I'm really happy with it. I love that there's no annual fee and that I can use my card for a variety of purchases. I've also earned a few rewards, which I've redeemed for gift cards. I'm a big fan of the Monzo app. It's easy to use and makes it easy to track my spending and manage my account. I've also found the customer service to be excellent. I hope this helps! Reviewed on: 14th February 2025

Monzo Flex best Credit Card

Monzo Flex is clear to use , easy to use and very useful credit limit with the ability to spread over 3 months Reviewed on: 14th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 1.83 from 5 reviews
Balance Plus
from Capital One 3.16 from 3 reviews
Credit Card
from Debenhams 2.37 from 13 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub