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Monzo: Flex Credit Card reviews

4.96
Based on 2,184 reviews, last reviewed 24th Feb 2025
18850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025
Ian b's avatar
Ian b

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

What a BANK !!

5
It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

Best Banking Experience Ever

5
Monzo banking is easy use. Also they provide unique and valuable services such as saving pots with impressive interest rates and also flex credit cards. Everything is transparent and also safe. Reviewed on: 10th February 2025

Really intuitive app, easy to use abroad.

5
Really intuitive app, easy and cheaper to use abroad. I enjoy the perks too. I have just started the 1p challenge, which is exciting. Overall a great experience. Reviewed on: 10th February 2025

Easy to navigate and understand.

5
Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

5
A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

5
Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

Innovative banking Always easy.

5
Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

5
Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

A great credit card with the normal smarts of Monzo.

5
A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

Flex is my go to option for larger purchases

5
Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025

Smooth and easy to use.

5
Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025

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