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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2184 reviews)

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4.96

Based on 2,184 reviews, last reviewed 24th Feb 2025

18850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

Easy to use

I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

I have used it for so long and it’s been...

I have used it for so long and it’s been amazony Reviewed on: 10th February 2025

amazing bank

amazing bank best!!!! best service best loans, best card Reviewed on: 10th February 2025

Very good bank.

Very good bank. Would recommend to friends. Reviewed on: 10th February 2025

Extremely easy to use facility.

Extremely easy to use facility. Able to select straight after payment how, when and how much you want to pay and customise it your way Reviewed on: 10th February 2025

Greatest bank with the best application!

Simply the greatest bank with the best application ever made to manage your money. Reviewed on: 10th February 2025

Great product overall

Excellent credit card! Monzo makes me feel confident I understand exactly what I owe, when I need and can pay back, how much interest I pay with different term lengths, etc.. It is flexible and I can tailor my borrowing to what I need at each moment. Really good not having to pay any fees in order to pay early. Reviewed on: 10th February 2025

Benefits of Monzo Flex Cards

It's very easy and convenient to use online and instore to pay for cashless services.It also offers rewards like Railway cards,discounted foods i. Certain food stores and free weekly snacks and drinks. It provides money incase of any emergency. Reviewed on: 10th February 2025

Flex is great, but it still needs a lot of work

Flex is great, but it needs same experience as current account. You still can't search transactions on your Flex for example. Each time you open a transaction details you have to go back to the main screen and scroll again to the timeframe you were at. Reviewed on: 10th February 2025

Monzo is a Flex

Love Monzo products but Flex is just excellent. I can build my credit rating and manage my payments in a way that is really user friendly, I have so much control and geet to take advantage of a great benefit on my credit. The notifications make it really fair if I think I might miss a payment or the rate is going to rise. Other banks sometimes feel like they're keeping notifcations a secret so you accidentally default a payment and have to pay lots but Monzo are really transparent Reviewed on: 10th February 2025

It's excellent the best credit card I ever had.

It's excellent the best credit card I ever had. Very flexible. Reviewed on: 10th February 2025

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