Smart Money People Logo

Monzo: Flex Credit Card reviews

4.96
Based on 2,258 reviews, last reviewed 15th Mar 2025
22450% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super polecam Uwielbiam tą kartę jest dużo lepsza niż zwykła karta kredytowa łatwiejsza do spłacenia z dużymi możliwościami Monzo ogólnie to świetny wybór Reviewed on: 15th March 2025
Anonymous's avatar
Anonymous

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2258)

Review of the Monzo, Flex Credit Card:

Very simple interface, super good ways to track spen...

5
Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

Fantastic service all round.

5
Fantastic service all round. Great product, so easy to use and manage payments. Reviewed on: 13th February 2025

Great card

5
Monzo flex is a great card that helps with everyday activities and building credit. Reviewed on: 12th February 2025

the monzo app is so easy to navigate and makes savin...

5
the monzo app is so easy to navigate and makes saving and investing fun and stress free Reviewed on: 12th February 2025

quick, intuitive, easy, and great offers

5
quick, intuitive, easy, and great offers Reviewed on: 12th February 2025

Great flexibility

5
I love the Monzo Flex Credit Card, it is great to be able to pay off some items sooner than others, it really helps me to manage my monthly budget. Reviewed on: 12th February 2025

Excellent, no problems

5
Very easy to use the application and especially to make a transaction. Highly recommended. Reviewed on: 12th February 2025

Best UI ever, smooth, fast and reliable.

5
Best UI ever, smooth, fast and reliable. Reviewed on: 12th February 2025

The flex credit card is a great card and easy to use.

5
The flex credit card is a great card and easy to use. The fact that you can see it all in the app and it clearly states when your payment is due. You can pay it from a pot too which is great for budgeting. Reviewed on: 12th February 2025

A breath of fresh air.

5
A breath of fresh air. I will be moving all my banking over to Monzo. Really easy to use and work with Reviewed on: 12th February 2025

The best card ever

5
Being so flexible this card is by far the best. Reviewed on: 12th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products