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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2506)

Review of the Monzo, Flex Credit Card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Funny chaps.

Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Monzo is providing good service and friendly app

Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Good card

For the moment.. Good concept.. Ok Reviewed on: 30th March 2025

Pure perfection

Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025

Empathetic

Monzo is there whenever I need them. They even anticipate when I'm going to need them and reach out. They are empathetic, very understanding. Reviewed on: 29th March 2025

The flex credit card is a revolution

The flex credit card is a revolution. I can never go back to a normal credit card now. The integration with my current account, ability to move a transaction from my debit to credit card and then choose to pay it back over 3 months interest free is game changing. Reviewed on: 29th March 2025

Easy & Flexible

Everything’s just so easy! 3 months interest free is a lifesaver Reviewed on: 28th March 2025

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