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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2182 reviews)

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4.96

Based on 2,182 reviews, last reviewed 23rd Feb 2025

18750% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very easy to use and great perks. Fantastic perks with paid accounts. Great value for money Reviewed on: 23rd February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2182)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Best bank going, so easy to use and the communicatio...

Best bank going, so easy to use and the communication is great. Reviewed on: 9th February 2025

Best bank ever

Great, intuitive app, customer service is always responsive and easy to speak to. Products and services are also amazing and second to none, love being able to sort money and set up virtual cards linked to pots, really helps me budget Reviewed on: 9th February 2025

Very good experience so far

Had a good experience so far, very easy to pay and move money around Reviewed on: 9th February 2025

Flex by name, flex by nature

I’ve found the flex product the best of its kind. Monzo’s execution of it is genuinely designed for customers and helps to use it the product safely. Reviewed on: 9th February 2025

Excellent bank just what I need to bank all my needs...

Excellent bank just what I need to bank all my needs are full Reviewed on: 9th February 2025

Monzo is great!

One of the best credit cards I have. Integrates really well into Apple Wallet making purchases and flexible payments super easy. They are setting the standard of what a digital-first bank and credit card should be like. Reviewed on: 9th February 2025

Customer service and Interest Free

Customer service is always quick, timely and issues are swiftly dealt with clearly. The ability to flex payments as interest free over 3 months is novel, unbelievably helpful and outstanding. Reviewed on: 9th February 2025

Easy Repayment Options

Very easy to spread repayments if full payment isn’t an option. Everything is clear and there’s no complications Reviewed on: 9th February 2025

Best bank ever, easy to transfer, easy to track your...

Best bank ever, easy to transfer, easy to track your spending and saving and the flex card is a bonus Reviewed on: 9th February 2025

Love the three month interest free option

Love the three month interest free option and the ease of using the app Reviewed on: 9th February 2025

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