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Monzo: Flex Credit Card reviews

4.96
Based on 2,180 reviews, last reviewed 23rd Feb 2025
18650% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Monzo is protective in finance Monzo is protective when comes to their clients capital affairs, and they simply usage of one's money under ownership Reviewed on: 23rd February 2025
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PK M

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
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AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2180)

Review of the Monzo, Flex Credit Card:

Really monzo bank help hard time,thankyo so much for this opportunity

5
Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

Very good experience so far

4
Had a good experience so far, very easy to pay and move money around Reviewed on: 9th February 2025

Flex by name, flex by nature

5
I’ve found the flex product the best of its kind. Monzo’s execution of it is genuinely designed for customers and helps to use it the product safely. Reviewed on: 9th February 2025

Excellent bank just what I need to bank all my needs...

5
Excellent bank just what I need to bank all my needs are full Reviewed on: 9th February 2025

Monzo is great!

5
One of the best credit cards I have. Integrates really well into Apple Wallet making purchases and flexible payments super easy. They are setting the standard of what a digital-first bank and credit card should be like. Reviewed on: 9th February 2025

Customer service and Interest Free

5
Customer service is always quick, timely and issues are swiftly dealt with clearly. The ability to flex payments as interest free over 3 months is novel, unbelievably helpful and outstanding. Reviewed on: 9th February 2025

Easy Repayment Options

5
Very easy to spread repayments if full payment isn’t an option. Everything is clear and there’s no complications Reviewed on: 9th February 2025

Best bank ever, easy to transfer, easy to track your...

5
Best bank ever, easy to transfer, easy to track your spending and saving and the flex card is a bonus Reviewed on: 9th February 2025

Love the three month interest free option

5
Love the three month interest free option and the ease of using the app Reviewed on: 9th February 2025

Super easy to use, recommend to everyone.

5
Super easy to use, recommend to everyone. Way better than other credit card providers in that I can use flex after the purchase has been made. Love that I can pay it off so easily when my current account balance is higher. Good credit limit too. Reviewed on: 9th February 2025

Best credit card

5
It's a great option. It helps end of the month or at bigger purchase. It's good they let us decide the payments. Reviewed on: 9th February 2025

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