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Monzo: Flex Credit Card reviews

4.96
Based on 2,182 reviews, last reviewed 23rd Feb 2025
18750% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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Latest highest rating:

5

Very easy to use and great perks. Fantastic perks with paid accounts. Great value for money Reviewed on: 23rd February 2025
Matthew V's avatar
Matthew V

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2182)

Review of the Monzo, Flex Credit Card:

Really monzo bank help hard time,thankyo so much for this opportunity

5
Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

Super easy to use, recommend to everyone.

5
Super easy to use, recommend to everyone. Way better than other credit card providers in that I can use flex after the purchase has been made. Love that I can pay it off so easily when my current account balance is higher. Good credit limit too. Reviewed on: 9th February 2025

Best credit card

5
It's a great option. It helps end of the month or at bigger purchase. It's good they let us decide the payments. Reviewed on: 9th February 2025

Simply Excellent!

5
Simply Excellent! They have been very responsive to all my queries, flex credit card has been amazing, especially in terms of flexibility of payment. I would definitely recommend Monzo to anyone I know Reviewed on: 9th February 2025

I have had nothing but an amazing experience with mo...

5
I have had nothing but an amazing experience with monzo. I wouldn’t bank anywhere else. There flex credit card is absolutely brilliant. It makes other banks cards like like there from the Stone Age. Reviewed on: 9th February 2025

Amazing, I never had the opportunity to achieve my g...

5
Amazing, I never had the opportunity to achieve my goals with any Bank until I met Monzo Reviewed on: 9th February 2025

Monzo is great digital bank very reliable, and its c...

5
Monzo is great digital bank very reliable, and its competing with traditional banks, which make it very prominent in the market. Reviewed on: 9th February 2025

Monzo Flex changed my life.

5
Monzo Flex changed my life. It’s made it so easy for me to make payments and the app makes it so much easy. There is no faffing about like other apps. Reviewed on: 9th February 2025

It’s very nice experience with MOnzo

5
It’s very nice experience with MOnzo Reviewed on: 9th February 2025

Very handy tool to use.

5
Very handy tool to use. Very straight forward to manage Reviewed on: 9th February 2025

Everything is simple and easy with Monzo!

5
Everything is simple and easy with Monzo! Reviewed on: 9th February 2025

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