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Monzo: Flex Credit Card reviews

4.96
Based on 2,154 reviews, last reviewed 15th Feb 2025
4886% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent card and I’m using all the time. Excellent card and I’m using all the time. Reviewed on: 15th February 2025
T A's avatar
T A

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2154)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

5
Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Excellent bank in all spheres and at All times

5
Excellent bank in all spheres and at All times Reviewed on: 9th February 2025

Very covenient credit card.

5
Very covenient credit card. Expenses, due and limits are always posted Reviewed on: 9th February 2025

Monzo flex - easy to use

5
Very easy to use and great to help manage debt as it’s easy to adjust monthly payments. Reviewed on: 9th February 2025

Monzo is great!

5
The app is a game changer! They offer brilliant features and services and help me manage my money better and organise everything in one place. Brilliant! Reviewed on: 9th February 2025

World class trade of use, great flex all of the time...

5
World class trade of use, great flex all of the time with no games Reviewed on: 9th February 2025

Love the ease of use, and how great the app to see e...

5
Love the ease of use, and how great the app to see everything. I like being able to adjust my monthly payment for just one item or for the whole month. Reviewed on: 9th February 2025

Great bank, great feature and service

5
Easy to set up. Good savings tools and fair lending policies. Great bundled benefits in paid for accounts. Reviewed on: 9th February 2025

Five stars

5
Used the card for over 8 months now. It’s easy to use, flexible and versatile. Could not recommend this enough. Five stars all the way. Reviewed on: 9th February 2025

Very easy product from a great company.

5
Very easy product from a great company. Reviewed on: 9th February 2025

Really good would definitely recommend

5
Really good would definitely recommend Reviewed on: 9th February 2025