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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Overall excellent

, it’s good, I think. The interest is a little bit high Reviewed on: 13th February 2026

Amazing bank app love every part

Amazing bank app love every part Reviewed on: 13th February 2026

I have needed money in an emergency several times wh...

I have needed money in an emergency several times when @example new boiler,car repairs and being able to flex so easily and quickly and a great choice of how you pay it back if over 3 months no interest and if over the interest rates are great . Highly recommend this account and have referred friends Reviewed on: 13th February 2026

The best credit card I have ever used with an easy i...

The best credit card I have ever used with an easy interface in the app. Reviewed on: 12th February 2026

Awesome experience!

Awesome experience! Easy to use and works perfectly and always. Reviewed on: 12th February 2026

Amazing product

Really smooth product and quite appreciate the features! Reviewed on: 12th February 2026

I Have a special place in my heart for Monzo .

I Have a special place in my heart for Monzo ... always top Reviewed on: 12th February 2026

Very east and Enjoyable with sensible ways of managi...

Very east and Enjoyable with sensible ways of managing money Reviewed on: 12th February 2026

The only credit card that doesn't try to catch me out.

The only credit card that doesn't try to catch me out. I love that repayments don't just go on the never-never, and I'm always in control of my repayments. Reviewed on: 12th February 2026

Flexing has helped me spread cost on unforeseen esse...

Flexing has helped me spread cost on unforeseen essential purchases and I have paid NO INTEREST!!! Reviewed on: 12th February 2026

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