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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2429 reviews)

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4.96

Based on 2,429 reviews, last reviewed 11th Apr 2025

62000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Perfect user interface, great functions especially w... Perfect user interface, great functions especially with the instalment options and payment planning. Reviewed on: 11th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2429)

Review of the Monzo, Flex Credit Card:

Great prices, easy to work with, easy to set up

Great prices, easy to work with, easy to set up Reviewed on: 19th March 2025

Flex is a brilliant product.

Flex is a brilliant product. I loved using it for all my purchases Reviewed on: 10th April 2025

Flex Credit Card

Good offering of 3 month interest free repayments Reviewed on: 10th April 2025

Love monzo!

Love monzo! The nest customer service and user friendly offerings. Reviewed on: 10th April 2025

Great product overall

Great product overall with fantastic user interface, branding and credit limits. Cashback offerings are decent but could be better and should be applied without needing to opt in. Had to dispute one charge which took a long time to be progressed by their automated process but once they manually reviewed the dispute, they progressed the matter quickly. Reviewed on: 10th April 2025

The flexibility and ease of sorting out daily expens...

The flexibility and ease of sorting out daily expenses and organising my spending on Monzo is really smooth and easy Reviewed on: 10th April 2025

Monzo are great and have been for years!

Monzo are great and have been for years! They were so much quicker and advanced than other banks. Reviewed on: 9th April 2025

Speedy communication and easy to navigate

Speedy communication and easy to navigate Reviewed on: 9th April 2025

Monzo is great

I really appreciate the pay in three feature as it helps manage larger expenses without causing financial stress. Monzo has excellent customer service and they respond quickly and helpfully. I also find the app very easy to use. We use it to manage our household bills, which makes everything much more convenient. Reviewed on: 8th April 2025

Best credit card ever

Easiest credit card to use, it's amazing you can flex payment after you have paid. And also insight on your credit score every month Reviewed on: 8th April 2025

Best Banking App

One of the Best banking app I have ever used. Reviewed on: 8th April 2025

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