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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2510)

Review of the Monzo, Flex Credit Card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

I am happy with the app.

I am happy with the app. And the services Reviewed on: 15th February 2025

Very good and okay, I enjoy there service

Very good and okay, I enjoy there service Reviewed on: 15th February 2025

Great service.

Great service. No issues and help when needed Reviewed on: 15th February 2025

It was extremely quick and easy to apply for a Flex...

It was extremely quick and easy to apply for a Flex Credit Card. I was able to request an increase to the amount offered. Reviewed on: 15th February 2025

Easy to register, use and manage

Easy to register, use and manage Reviewed on: 15th February 2025

It’s good and easy to use.

It’s good and easy to use. I don’t need to bring any physical card and it’s accept in almost all of the merchants Reviewed on: 15th February 2025

Easy to use

Easy to use and really helpful when need a bit of extra financial support. Reviewed on: 15th February 2025

Amazing credit card and app layout

Amazing credit card and app layout Reviewed on: 15th February 2025

A damn good bank

Probably one of the only banks that seems to think about user experience rather than just extracting as much possible value from their customers. Building societies are great but Monzo is more modern in their approach I.e. the app is intuitive full of useful features and great for newbies to finance. Reviewed on: 15th February 2025

Bank was really good to use

Bank was really good to use, easy and flexible too. Reviewed on: 15th February 2025

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