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Monzo: Flex Credit Card reviews

4.96
Based on 2,256 reviews, last reviewed 14th Mar 2025
22350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Monzo is a fantastic financial tool, the user experi... Monzo is a fantastic financial tool, the user experience is simple and products offered are brilliant Reviewed on: 14th March 2025
Jak's avatar
Jak

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2256)

Review of the Monzo, Flex Credit Card:

Very simple interface, super good ways to track spen...

5
Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

I really like using my Flex card!

5
I really like using my Flex card! Reviewed on: 26th February 2025

Really good value for money and good reply’s to quer...

5
Really good value for money and good reply’s to queries- very quick to resolve Reviewed on: 26th February 2025

Smooth and easy bankinh with great customer value

5
Smooth and easy bankinh with great customer value Reviewed on: 26th February 2025

Good basic credit card but no rewards or frills

4
I like being able to split larger payments interest free over time. In some other banking apps (Lloyds) it can be hard to find the minimum payment amount due on the credit card which is frustrating but I don't have that problem with the Flex card. There aren't any rewards associated with it. Reviewed on: 26th February 2025

Monzo flex is unique and amazing in how it works

5
Monzo flex is unique and amazing in how it works Reviewed on: 26th February 2025

an incredible experience that rarely happens at othe...

5
an incredible experience that rarely happens at other banks Reviewed on: 26th February 2025

Banking and using monzo flex credit has made my spen...

5
Banking and using monzo flex credit has made my spending experience great and its saving lives. Reviewed on: 26th February 2025

I started using Monzo flex and this became my primar...

5
I started using Monzo flex and this became my primary payment method. Provides deep insights and flexibility Reviewed on: 26th February 2025

Is very easy to work with monzo, i like it i recomen...

5
Is very easy to work with monzo, i like it i recomend it to every one Reviewed on: 26th February 2025

Absolutely amazing I love Monzo soooo easy and simpl...

5
Absolutely amazing I love Monzo soooo easy and simple for everything travel insurance cash back loans flex ease of access noooo issues u won’t be disappointed thank uuu Monzo Reviewed on: 26th February 2025

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