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Monzo: Flex Credit Card reviews

4.96
Based on 2,364 reviews, last reviewed 30th Mar 2025
55600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best bank out there very competitive, gives the best... Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025
Christopher C's avatar
Christopher C

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel
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Monzo Flex Credit Card reviews (2364)

Review of the Monzo, Flex Credit Card:

So easy to use simple app.

5
So easy to use simple app. Love that I can choose the payments and date pay more or just the minimum. Reviewed on: 20th March 2025

Best bank out there very competitive, gives the best...

5
Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

5
Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Monzo is providing good service and friendly app

5
Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Good card

5
For the moment.. Good concept.. Ok Reviewed on: 30th March 2025

Pure perfection

5
Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025

Empathetic

5
Monzo is there whenever I need them. They even anticipate when I'm going to need them and reach out. They are empathetic, very understanding. Reviewed on: 29th March 2025

The flex credit card is a revolution

5
The flex credit card is a revolution. I can never go back to a normal credit card now. The integration with my current account, ability to move a transaction from my debit to credit card and then choose to pay it back over 3 months interest free is game changing. Reviewed on: 29th March 2025

Easy & Flexible

5
Everything’s just so easy! 3 months interest free is a lifesaver Reviewed on: 28th March 2025

Amazing service and product.

5
Amazing service and product. Easy to use app, tracking your spending and keeping your account safe. Reviewed on: 28th March 2025

Monzo Flex Credit Card is the Best: Excellent

5
I've used 3 different monzo accounts including Monzo Flex for almost 3 years now, and they've never failed my once. Monzo is just the best, and I love it. Reviewed on: 28th March 2025

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