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NatWest: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.28 (196 reviews)

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4.08

Based on 196 reviews, last reviewed 17th Jun 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

13%

14%

Latest highest rating:

5

Everything is explained in details, very clearly , e... Everything is explained in details, very clearly , excellent communication and professional service with support when you need it Reviewed on: 17th June 2025

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024

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About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (196)

Review of the NatWest, Fixed Rate Mortgage:

Easy to set up

Easy to set up and manage with great rates Reviewed on: 30th January 2020

Good

As a Nat West customer they make it easy to apply for mortgages a lot easier than other banks. Reviewed on: 5th January 2020

Excellent

Broker recommended natwest and I'm glad they did. Great rate and leant us more than we expected Reviewed on: 2nd January 2020

NatBest

Best mortgage company in the UK Reviewed on: 8th December 2019

Worst Banking Experience Ever

No communication, no mortgage, terrible customer service. Reviewed on: 2nd December 2019

Great service

Recently had a change in equity on my mortgage, very helpful service from start to finish. Everything was clearly explained and made the whole process simple and stress free. Reviewed on: 22nd November 2019

Best by far

The best price for us by far. Love how it can be viewed from the banking app to so you can keep an eye on things. Reviewed on: 21st November 2019

A child is not a long-term debt!

Finding the right mortgage is already hard enough but banks seem to making it even harder when calculating the affordability check when you have children! Nursery fees are expensive, we all know that, but when you have a government that provides support, that should count as an income (sure if it counts for tax!), majority said that Gov help may not last therefore is not guaranteed but a child being out of a full time care is guaranteed when they enroll in school! NatWest was the only bank who understood that this expense only lasts a short period of time and approved that a couple with two full time jobs could afford a mortgage as it was less than what we were paying for rent for at least the past five years. Thanks Natwest for allowing my family to enjoy our first little corner! Reviewed on: 20th November 2019

Good rates act online experience

Rates are great. Online experience is avg at best. Not the level of security I would expect in this day and age. Reviewed on: 10th November 2019

Quick and easy process to make moving easy.

My wife and I used NatWest for our mortgage on our first house. Brilliant service and gave us a very competitive rate. Not looked back and would recommend highly. Reviewed on: 7th November 2019

Really easy

Easy to set up, and I can see the live balance in my banking app. Reviewed on: 23rd April 2019

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