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NatWest: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.26 (189 reviews)

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4.15

Based on 189 reviews, last reviewed 21st Oct 2024

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

71%

13%

14%

Latest highest rating:

5

Quick and easy first mortgage, then renewal was stra... Quick and easy first mortgage, then renewal was straightforward and no hassle. No complaints. Reviewed on: 18th June 2024

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024

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About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (189)

Review of the NatWest, Fixed Rate Mortgage:

Online mortgage has been inaccessible for 2.5 years!

Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course their way of resolving this is to constantly waste my time 'pretending' to search for a solution. Constantly promising that this will be resolved so that I do not escalate the complaint! They honestly think that calling me up during working hours to 'chat' is helping me I just want to change to another provider but their exit fees are ridiculous and of course they keep delaying me without giving me a final response so that I cannot escalate! You might prefer to bank with HSBC, Nationwide, or Halifax all of which I have no problem with. Reviewed on: 21st October 2024

I wish I could give zero stars

Me and my partner have been treated absolutely awfully during the entire mortgage process, we supplied all of the required paperwork and documents and filled everything out correctly and were left with no news for almost two weeks, we then rang them only to be told we hadn’t selected our marketing preference (which we had) they said it would all be sorted and a few days later we were told they were going to start running our credit checks, almost a week later we have now been told that they’re not going to give us the mortgage for the following reasons: we have a credit card in default, one of us had a bank account with NatWest in 2018 that’s in default, neither of these things are true, neither of us has EVER banked with NatWest and neither of us have or have had a credit card that is defaulted. When we tried to tell the lady on the phone this she hung up. We’ve since been to talk to an independent mortgage advisor who said the same thing has happened to 3 other people in the last week with NatWest. It’s unacceptable that you’re trying to drop people who were promised a certain/lower mortgage rate because you want them to take the higher interest ones. Reviewed on: 12th July 2023

Great Fixed Rate

Got a great fixed rate mortgage 5 months before it was due for renewal last year, saving me £100s as the rates kept going up but the mortgage was guaranteed till renewal. All renewed online, did not have to do any work! Reviewed on: 8th July 2023

No support whatsoever for vulnerable customers

When you get a cancer diagnosis and you have to stop working, you really aren't prepared for the financial difficulties you have you deal with. NatWest mortgage 'support' has made life more difficult and frustrating than I could ever have imagined possible. I have literally had to fight them at every turn just to make the payments. I haven't defaulted. I haven't gone into arrears. I just needed to change the way I paid. Six months, and five formal complaints later I've had to refer the whole nightmare to the FO. They have sucked the very life out of me. But I'm too ill to work, so I can't take my custom elsewhere. I'm chained to this purgatory, probably for the rest of my life. Reviewed on: 11th June 2023

Simple process

We’ve banked with NatWest for 15+ years and have now remortgaged with them. Simple process and a decent fixed rate/term considering the current financial uncertainty. Reviewed on: 1st June 2023

Best fixed rate mortgage

Nat West has always offered me the best fixed-rate mortgage rates. Their customer service is efficient and customer-focused and based in the UK with representatives that speak good English, not foreign-based where you can't understand what they say. Reviewed on: 31st May 2023

Excellant service

Excellent service! Staff always helpful and friendly Reviewed on: 11th April 2023

A reasonable bank

I would use NatWest again. After being denied a mortgage by Nationwide twice NatWest have been more reasonable as they take my self employed income. Thank you very much Reviewed on: 10th April 2023

Amazing service

Helpful and knowledgeable, very good service. Reviewed on: 9th April 2023

Fair mortgage

NatWest have been great in providing us with a fair mortgage when it was tough for us to apply with our affordability, they were quick to respond and we felt well supported. Reviewed on: 4th April 2023

New Mortgage

This year I had a new mortgage - and my first ever mortgage! The process was quite daunting but natwest and my financial advisor made the process really easy. The interest rates were high due to the economic climate, but I still think my borrower amount was a good value. I’ve had a good experience when also phoning up when speaking to advisors and everyone I have spoken to have been very helpful and genuine which is invaluable. Reviewed on: 4th April 2023

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