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NatWest: Fixed Rate Mortgage reviews

4.60
Based on 204 reviews, last reviewed 7th Jun 2026
150% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
13%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
13%

Latest highest rating:

5

Thankful Such an easy to use app to track mortgage payments, have spoken on the phone and been connected to an agent so quickly to have all my queries answered... Read more Reviewed on: 7th June 2026
aisha aj's avatar
aisha aj

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024
CMBS's avatar
CMBS

About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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NatWest Fixed Rate Mortgage reviews (204)

Mortgage done no problems

5
Everything explained simply so you understand and all queries answered. Reviewed on: 4th March 2023

Effiecient and easy

5
Run an efficient service, staff are helpful, prompt, and polite on the rare occasion you need them. Coupled with competitive rates. Reviewed on: 1st March 2023

Simple competitive mortgage

5
Great fixed rate, easy communication, and access via my banking app makes it a great mortgage to have Reviewed on: 28th February 2023

Brilliant service at all times

5
Friendly staff always available great products offered very helpful Reviewed on: 27th February 2023

Easy to Manage

4
Not the cheapest but made the process of remortgaging to a new competitive rate seamless Reviewed on: 26th February 2023

No hassle low rate and cashback

5
I got a great rate and decent amount of cashback. No problems at all. Reviewed on: 26th February 2023

Great experience

4
The whole mortgage process was easy to navigate. We had great customer service experience Reviewed on: 25th February 2023

Mortgage

5
Very easy to renew mortgage, and staff were excellent in giving advice on future opportunities Reviewed on: 24th February 2023

Good bank

5
Good service putting customers at the heart of this and making things simple Reviewed on: 24th February 2023

Fast Easy Process

5
Using NatWest was east, clear and great on time. It was the best rate I could get! They have great communications and a very useful app Reviewed on: 22nd February 2023

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