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NatWest: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.27 (194 reviews)

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4.04

Based on 194 reviews, last reviewed 25th Mar 2025

400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

71%

13%

14%

Latest highest rating:

4

NatWest flexible and good value for money mortgages NatWest has been providing my mortgage for about 6 years, including three renwals of 2-year mortgage products. They offer very good rates, with no fee... Read more Reviewed on: 25th March 2025

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024

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About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (194)

Review of the NatWest, Fixed Rate Mortgage:

Have our mortgage with them

Have had our mortgage account with them for a little under a year now, and would thoroughly recommend them. They are very helpful instore/over the phone, but also their online mortgage portal is extremely simple to use. Can overpay with a click of a button! Reviewed on: 30th June 2016

Best fixed rate mortgage

Nat West has always offered me the best fixed-rate mortgage rates. Their customer service is efficient and customer-focused and based in the UK with representatives that speak good English, not foreign-based where you can't understand what they say. Reviewed on: 31st May 2023

Excellant service

Excellent service! Staff always helpful and friendly Reviewed on: 11th April 2023

A reasonable bank

I would use NatWest again. After being denied a mortgage by Nationwide twice NatWest have been more reasonable as they take my self employed income. Thank you very much Reviewed on: 10th April 2023

Amazing service

Helpful and knowledgeable, very good service. Reviewed on: 9th April 2023

Fair mortgage

NatWest have been great in providing us with a fair mortgage when it was tough for us to apply with our affordability, they were quick to respond and we felt well supported. Reviewed on: 4th April 2023

New Mortgage

This year I had a new mortgage - and my first ever mortgage! The process was quite daunting but natwest and my financial advisor made the process really easy. The interest rates were high due to the economic climate, but I still think my borrower amount was a good value. I’ve had a good experience when also phoning up when speaking to advisors and everyone I have spoken to have been very helpful and genuine which is invaluable. Reviewed on: 4th April 2023

Easy and efficient

We had a great experience with Natwest securing our mortgage and the rate was extremely competitive. They are also easy to get in touch with when we have had questions. Reviewed on: 4th April 2023

Mortgage

We have a awesome service from this bank and make their payment easy for us Reviewed on: 3rd April 2023

Great rates

App easy to use and great rates saving us money Reviewed on: 1st April 2023

Really Good Rates

Rates are competitive and mortgage service is excellent. Reviewed on: 31st March 2023

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