Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

View other PayPal products

4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Absolute protection

When ever I go through PayPal I know my back is covered and I have absolute protection with them. Reviewed on: 31st July 2023

Always been straight forward and customer service al...

Always been straight forward and customer service always happy to help Reviewed on: 17th June 2024

I use PayPal fir my business, the only problem is th...

I use PayPal fir my business, the only problem is that is a bit slow to registervthe payments and does not provide a possibility to choose which debit you want extinguish first. Reviewed on: 17th June 2024

Good service in a decent rate.

Good service in a decent rate. Only three months interest free. Reviewed on: 17th June 2024

I've had a lovely experience even it I've miss a pat...

I've had a lovely experience even it I've miss a patient they have been understanding Reviewed on: 17th June 2024

Paypal credit.

I like it because it helps me a lot if I need to pay for large items I can use the credit and as long as its paid off before the given time period you don't get no interest it's very handy if you've not got the funds yourself to pay for it I've used it a few times it's helped me a lot . Reviewed on: 17th June 2024

Excellent

Had a very good experience with PayPal. Reviewed on: 17th June 2024

Simple to use

Haven’t used it very much but was easy enough to use and options were clear. Reviewed on: 17th June 2024

PayPal is quick and easy to use

PayPal is quick and easy to use and allows you to spread the cost over a short term interest free! Reviewed on: 17th June 2024

Amazing service!

Amazing service. Simple and easy to use and very good if you don’t have the money immediately. I recommend this service to everyone every chance I get! Reviewed on: 17th June 2024

Simple to set up and even easier to use.

Simple to set up and even easier to use. Clear instructions on minimum payments to avoid interest charges, this is my go to payment method for larger purchases, also towards the end of the month before payday. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Overpay
from Incredible 0.00 from 0 reviews
Select Credit Card
from Nationwide 4.82 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub