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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Easy to use anywhere .

Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

A safer way to pay.

I always use PayPal for my online purchases ias they are safe and secure, They offer 3 ways to pay and Ican use my account to receive refunds and make payments to people who are PayPal account holders.. What I love the most is using the credit facility to make multi[le purchases especially at Christmas. Reviewed on: 11th June 2025

PayPal Credit is a great option.

PayPal Credit is a great option. Reviewed on: 10th June 2025

Always quick and efficient service.

Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025

Good convenient service.

Have used BNPL and Pay in 3 which have worked out very convenient. I always use Paypal to pay for goods where available. Reviewed on: 10th June 2025

Great experience, easy to use and practical

Great experience, easy to use and practical Reviewed on: 10th June 2025

Fab been great for everything needed

Fab been great for everything needed Reviewed on: 10th June 2025

Great service!!!

Very useful service with varous options to pay. Reviewed on: 10th June 2025

Very good experience while using PayPal I had no iss...

Very good experience while using PayPal I had no issue with it. Reviewed on: 10th June 2025

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