Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145406)

Always been a solid provider an issue and...

Always been a solid provider, never had an issue and great at any payment issues. I use PayPal for the security element as they are great if anything goes wrong and will investigate and provide prompt support. Reviewed on: 25th June 2026

Decent interest rates.

Decent interest rates on purchases via ebay. Reviewed on: 25th June 2026

Great option for credit.

Great option for credit. easy to use and like the 4 months interest free option. Feel like extra protection is offered Reviewed on: 25th June 2026

Easy transaction value

Easy transaction great service and value Reviewed on: 25th June 2026

Best service and excellent support available.

Best service and excellent support available. I always trust and enjoy PayPal Reviewed on: 25th June 2026

A very easy and simple way of spreading the cost.

A very easy and simple way of spreading the cost of purchases. Its great that you can pay what you want when you want. Reviewed on: 25th June 2026

Easy, Convenient and Reliable

I’ve had a really positive experience with PayPal Credit. It’s easy to use, payments are straightforward to manage, and it’s been a convenient option for larger purchases. Thank you! Reviewed on: 25th June 2026

Always had a great experience with PayPal.

Always had a great experience with PayPal. Support had been clear and professional at all times Reviewed on: 25th June 2026

Easy application, great, flexible rates

Easy application, great, flexible rates Reviewed on: 25th June 2026

Simple and easy to use and great communication

Simple and easy to use and great communication Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76373 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub