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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103827 reviews)

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4.90

Based on 103,827 reviews, last reviewed 11th May 2026

2444950% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extremely helpful and best customer support Extremely helpful and best customer support Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103827)

Always easy to use

Always easy to use when I need to and when I’ve had issues or queries customer service agents have been very helpful. Reviewed on: 10th May 2026

Use all methods of paypal to purchase , never a prob...

Use all methods of paypal to purchase , never a problemEXcellent Reviewed on: 10th May 2026

Great Customer Service & Flexible Payments

Absolutely love using the PayPal Credit Card! The 4 months to pay back option is amazing and makes managing bigger purchases so much easier. The customer service team is always helpful and quick to sort any issues through the online chat service. Super easy to add to your wallet and the app is really simple to use too. Highly recommend! Reviewed on: 10th May 2026

Easy to use, great way to flex payments

Easy to use, great way to flex payments Reviewed on: 10th May 2026

Great flexibility and convenience

PayPal credit is really convenient and offers flexibility when paying for large items. The interest free offers are also great. Reviewed on: 10th May 2026

PayPal credit is great for spreading the cost especi...

PayPal credit is great for spreading the cost especially larger purchase easy to set up and use Reviewed on: 10th May 2026

Paypal app.

So far I have found my experience great with the easy use of the app. As to any other part I cannot comment. Reviewed on: 10th May 2026

I always use PayPal, I find it a safe and easy way o...

I always use PayPal, I find it a safe and easy way of paying for items. It also gives me more time to make payments and I get points to my account with certain orders Reviewed on: 10th May 2026

Easy to set up easy to use

Easy to set up easy to use. All on the app. Reviewed on: 10th May 2026

PayPal PayPal Credit Excellent in every way

PayPal PayPal Credit is the best credit facility I have ever had. I am extremely pleased about the speed any payment I make through PayPal is processed. I get interest free credit for four months for any payment I make over £99. This really helps my cash flow. I am extremely impressed with PayPal PayPal Credit. Reviewed on: 10th May 2026

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