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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Easy to manage

Easy to use and easy to ensure I don’t get into debt. Reviewed on: 6th July 2026

Excellent service and the no interest over 3 months...

Excellent service and the no interest over 3 months is basically an essential in today's economy. Reviewed on: 6th July 2026

Works well, easy and usually some form of interest f...

Works well, easy and usually some form of interest free deal often. Reviewed on: 6th July 2026

Highly recommended

Easy to use, very helpful when needed help Reviewed on: 6th July 2026

need to contact PayPal for help.

I’ve had need to contact PayPal for help and they’ve responded quickly Reviewed on: 6th July 2026

Great to have interest free options to pay over 3 or...

Great to have interest free options to pay over 3 or 4 months Reviewed on: 6th July 2026

Makes shopping easy

I use PayPal to pay whenever available. It keeps all my payment methods in one place, it offers pay-in-3 which is really useful and I feel safer using PayPal than paying direct. It also is really easy to use and keep track of things Reviewed on: 6th July 2026

Fast & simple set up process

Fast & simple process clear and easy to set up Reviewed on: 6th July 2026

Pay pal helps me to buy an international ticket that...

Pay pal helps me to buy an international ticket that costs me more than 2k but I manage to pay in 3 which was very very helpful! Reviewed on: 6th July 2026

Love PayPal

P ayPal has been a great option for me, especially the 0% interest offer on purchases over a certain amount for four months. As someone who tends to shop quite a bit, I find this feature really useful and convenient. Reviewed on: 6th July 2026

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