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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Never had any problems even when refunds were required.

Never had any problems even when refunds were required. Reviewed on: 6th June 2024

No issues with service.

No issues with service.A brilliant product with absolutely no issues Reviewed on: 6th June 2024

Good, reliable payment system and app interface.

Good, reliable payment system and overall interface. Would like to have more functions for the PayPal credit section - more detail in the breakdown of repayments would be great, as well as a way to see which repayments to vendors are being made. Reviewed on: 6th June 2024

Quick easy to borrow and payback

Quick easy to borrow and payback Reviewed on: 6th June 2024

Everything you do is so easy to make payments & int...

Everything you do is so easy to make payments & interest free option is great Reviewed on: 6th June 2024

Fast and reliable

I have used PayPal for years and I've never had a problem with any transaction Reviewed on: 6th June 2024

Been user since 2012 and have only good experience,...

Been user since 2012 and have only good experience, very happy with the service Reviewed on: 6th June 2024

Amazing Service.

I have been using PayPal for more than 10 years and every year is better and better. Now with PayPal credit I stopped using my credit cards and have more advantage, I can even pay in 4 month with 0% interst and that's amazing. Reviewed on: 6th June 2024

Very good service.

Very good service. Was able to buy a gift even in the middle of the month before pay day. Very good Reviewed on: 6th June 2024

Easy to use and simple to understand

Easy to use and simple to understand Reviewed on: 6th June 2024

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