Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50742 reviews)

View other PayPal products

4.91

Based on 50,742 reviews, last reviewed 20th Jun 2025

1836400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel confident using PayPal knowing that any conce... I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfort... Read more Reviewed on: 20th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50742)

Quick and easy to use, iv been using paypal over 8 y...

Quick and easy to use, iv been using paypal over 8 years and always happy with it no problems Reviewed on: 6th June 2024

Easy to use great 0% borrowing when you pay back in...

Easy to use great 0% borrowing when you pay back in 4 months Reviewed on: 6th June 2024

Easy to use

Easy to use, no hidden extras, good service good value Reviewed on: 6th June 2024

Excellent service.

Excellent service. Very helpful to have credit when needed. Thank you Reviewed on: 6th June 2024

Fast, smooth, efficient

PayPal gives me a very quick and easy way to pay by credit with certain online retailers. It's very fast and very efficient. I can't vouch for the security of the system... except to say that I've never had a problem with it. The security protocols don't slow down the speed of the transaction. Note that not all online retailers use PayPal. Reviewed on: 6th June 2024

Excellent service

Never had a problem always quick to resolve any issues. Reviewed on: 6th June 2024

Best money app out there and have used it for many y...

Best money app out there and have used it for many years and completely satisfied Reviewed on: 6th June 2024

I am very happy with PayPal services

I am very happy with PayPal services Reviewed on: 6th June 2024

Useful for spreading the cost and protecting buyers...

Useful for spreading the cost and protecting buyers at the same time Reviewed on: 6th June 2024

Very good experience, easy enough.

Very good experience, easy enough. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 3.64 from 16 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub