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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

GREAT IDEA FOR PEOPLE LIKE ME!

Great idea for me and people like me if they are struggling to buy something outright. Just gives people more options which is great. Reviewed on: 6th July 2026

Helped me out in some stressful situations

Helped me out in some stressful situations Reviewed on: 6th July 2026

Great app UX, friendly and professional customer ser...

Great app UX, friendly and professional customer service Reviewed on: 6th July 2026

Had an issue one time like 2 years ago in the eveing...

Had an issue one time like 2 years ago in the eveing time and couldn’t believe how quickly PayPal sorted it out for me Reviewed on: 6th July 2026

First choice

I am using paypal from quite some time it was saving me money even when klarna was not there and also it is most secure to use on new websites Reviewed on: 6th July 2026

It has been great using PayPal credit.

It has been great using PayPal credit.no hiding charges.everything transparent for you to see.you have e 4months to pay back before interest kicks in.it’s wonderful I can’t lie Reviewed on: 6th July 2026

Excellent customer service.

Excellent customer service, very swift response and confirmation. Always very helpful when we need advice or help. Reviewed on: 6th July 2026

It’s really the most convenient way to pay

I love how they’ve added physical cards now so you can add it to Apple Pay. Means I can use PayPal in physical stores. Reviewed on: 6th July 2026

Helps me out whenever I'm in a pickle

PayPal makes my purchases safe with peace of mind and PayPal credit has helped me out numerous times whenever I'm in a pickle and need that important engine part for my car Reviewed on: 6th July 2026

I’ve found PayPal Credit really straightforward and...

I’ve found PayPal Credit really straightforward and convenient. Payments are easy to track, the reminders are helpful, and it feels secure using it alongside my PayPal account. It’s been a great option for spreading the cost of purchases without any hassle Reviewed on: 6th July 2026

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