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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105181 reviews)

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4.90

Based on 105,181 reviews, last reviewed 12th May 2026

2507200% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful, quick and easy to use Very helpful, quick and easy to use Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105181)

Great Customer Service

I had an issue about the App and called customer service. The lady on the phone tried to help me every possible way she could. I was imressed. Reviewed on: 17th April 2026

PayPal credit review

I like to. Use PayPal credit it always helps me when I am out of money Reviewed on: 17th April 2026

Shahzada

Easy and friendly communication by app Reviewed on: 17th April 2026

Easy to use, friendly, nice interface, nice benefits...

Easy to use, friendly, nice interface, nice benefits and options. Reviewed on: 17th April 2026

Always great when you can pay in 3.

Always great when you can pay in 3. Doesn’t seem to hurt the pocket so much when you can pay in 3 Reviewed on: 17th April 2026

Safe and reliable way to buy online

Safe and reliable way to buy online Reviewed on: 17th April 2026

Security

I feel safe using PayPal to buy online and the pay in 3 option helps me to budget for items I need Reviewed on: 17th April 2026

I use PayPal payment options often and never feel an...

I use PayPal payment options often and never feel any pressure. I never receive emails or messages chasing me or adding pressure for repayments and it feels like a fair system to really help. Reviewed on: 17th April 2026

Have used for years with no issue

Have used for years with no issue Reviewed on: 17th April 2026

overall the experience is good but room for improvement

overall the experience is good however where there is a genuine dispute with a supplier, paypal can be quite difficult and faceless to work with and resolving the issue is tiresome and contravenes UK consumers rights. Reviewed on: 17th April 2026

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