Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

PayPal credit has made my life much easier I have be...

PayPal credit has made my life much easier I have been able to make purchases that I wouldn't of been able to, being able to spread the cost through various options has helped me immensely. I would highly recommend this service to anyone the helpful app helps me to keep track of my account and so easy to use, the regular updates and reminders is also a great function it helps you budget for future purchases one highly satisfied customer. Reviewed on: 6th June 2024

Just so easy to do all in the APP in this ever so bu...

Just so easy to do all in the APP in this ever so busy world Reviewed on: 6th June 2024

Great credit option

Very easy to use, with different credit options to suit. I use PayPal regularly and it's good that it's widely accepted by online retailers. Being able to spread payments interest free is great. Reviewed on: 6th June 2024

Excellent service and PayPal credit is a life saver

Excellent service and PayPal credit is a life saver Reviewed on: 6th June 2024

PayPal credit is great and easy

PayPal credit is a great and easy way to spread the cost for purchases. The customer service team are also really helpful Reviewed on: 6th June 2024

Great for online purchasing

I use PayPal for online purchases.it has always been great. I have had disputes with ebay purchases in the past. While the process was daunting for my anxiety-riddled brain, PayPal resolved the problem and refunded me. Reviewed on: 6th June 2024

It’s great, I use it often and a great way to pay.

It’s great, I use it often and a great way to pay. Reviewed on: 6th June 2024

Easy to use and convenient when making online purchases

Easy to use and convenient when making online purchases Reviewed on: 6th June 2024

I prefer to use PayPal as I feel it provides me with...

I prefer to use PayPal as I feel it provides me with additional security when i am shopping online Reviewed on: 6th June 2024

Smooth with no issues at all, accepted for many onli...

Smooth with no issues at all, accepted for many online purchases. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.80 from 196 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit card
from The Co-operative Bank 2.84 from 35 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub