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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

PayPal: A Brief, Honest Review

PayPal is a convenient and widely accepted platform for online payments, offering easy transfers and solid buyer protection. Reviewed on: 6th July 2026

Excellent all round and simple to purchase

Excellent all round and simple to purchase Reviewed on: 6th July 2026

speed and availability

I appreciate PayPal's availability on most of the seller's I usually use, but particularly its pay-in-3 option. It's generally very quick, and even the in-app confirmation mechanism is reliably quick. The app is pretty easy to use for the payments I need to make, and it's also pretty good for paying friends for minor loans or bill splitting. Reviewed on: 6th July 2026

PayPal credit is an excellent way to spread costs, a...

PayPal credit is an excellent way to spread costs, and so easy to use Reviewed on: 6th July 2026

I’ve always found it easy to use for a large amount...

I’ve always found it easy to use for a large amount and it’s been affordable for me. It’s helped me so much and afford household essentials rather than struggling. Excellent service Reviewed on: 6th July 2026

Excellent

Very simple app,0% for 4 months over £99 extremely helpful good interest repaymemts Reviewed on: 6th July 2026

I have found paypal easy to use and accesible.

I have found paypal easy to use and accesible. It is good for security of account. Reviewed on: 6th July 2026

Getting 4 Months interest free helps spread the cost.

Getting 4 Months interest free helps spread the cost. PayPal is accepted nearly everywhere. Reviewed on: 6th July 2026

Sometimes not easy to speak to a member of staff to...

Sometimes not easy to speak to a member of staff to resolve an issue Reviewed on: 6th July 2026

I find it so easy to use!!

I find it so easy to use - its linked to most sites i shop on. Getting accepted for pay in 3 takes seconds which i love no faffing or waiting Reviewed on: 6th July 2026

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