Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Great product

I use it too book stuff like flights and things that are over the 99 pound so I can use the interest free service Reviewed on: 6th June 2024

Great and fantastic!

Great and fantastic! Very helpful too at times. Reviewed on: 6th June 2024

Excellent flexibility, instead decisions and payment...

Excellent flexibility, instead decisions and payments and great value of the service. Reviewed on: 6th June 2024

Love PayPal, have used it for 10 years no problems...

Love PayPal, have used it for 10+ years no problems Reviewed on: 6th June 2024

Great service and everything is always easy and smooth.

Great service and everything is always easy and smooth. Just a great thing to have. Reviewed on: 6th June 2024

I use PayPal a lot for different purchases and find...

I use PayPal a lot for different purchases and find it safe and reliable to use, the only problem I see is I cannot do a transfer to another card so I can get 0% interest if they can do that it would make a lot of difference Reviewed on: 6th June 2024

Really good I will invite my more friends thanks

Really good I will invite my more friends thanks Reviewed on: 6th June 2024

Paypal Credit

Really good Credit services, easy to use and makes me feel safe making online purchases. Reviewed on: 6th June 2024

A great service

Very easy to use, straightforward instructions, and an amazing service Reviewed on: 6th June 2024

Good Customer Service, Easy to ise

Good Customer Service, Easy to ise Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Classic Credit Card
from Capital One 4.05 from 284 reviews
Purchase credit cards
from MBNA 2.80 from 196 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub