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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Great Experience with Paypal Credit

I've been using PayPal Credit for a few months now and overall it's been a really smooth experience. The application process was quick and straightforward, with a decision coming through almost instantly. Since then, using it at checkout has been seamless - it's integrated directly into PayPal, so there's no need to carry a separate card or remember extra login details. The interface is genuinely user-friendly. I can easily track my spending, see my available credit, and manage repayments all in one place through the app or website. Notifications about payment due dates are clear and timely, which has helped me stay on top of things without any stress. Customer support has also been responsive whenever I've had a question. All in all, it's a convenient option if you already use PayPal regularly and want a flexible way to pay over time. Would recommend to anyone looking for a hassle-free credit option. Reviewed on: 6th July 2026

Safe credit company to use

Easy and extremely Safe credit company to use Reviewed on: 6th July 2026

Wonderful transactions

Great safe way to pay online without any hassle would advise anyone to use PayPal Reviewed on: 6th July 2026

Paypal credit was a great option for me when there w...

Paypal credit was a great option for me when there was too much month left at the end of my money. Reviewed on: 6th July 2026

Use PayPal for buying higher value items.

Use PayPal for buying higher value items. Credit card is very easy to use in the wallet. Good communication re interest free rates coming to an end. Reviewed on: 6th July 2026

Zero percent interest for 4 months, pay in 3 lots of...

Zero percent interest for 4 months, pay in 3 lots of options to spend without being punished Reviewed on: 6th July 2026

Easy and straightforward to use.

Easy and straightforward to use. I use regularly on various forms of payment. Reviewed on: 6th July 2026

Really easy to use when paying snd making repayment

Really easy to use when paying snd making repayment Reviewed on: 6th July 2026

I am satisfied with the speed and ease of use of the...

I am satisfied with the speed and ease of use of the Paypal service Reviewed on: 6th July 2026

I like the convenience of paying by the app

I like the convenience of paying by the app Reviewed on: 6th July 2026

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