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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal gave me credit right when I needed it, it was...

5
PayPal gave me credit right when I needed it, it was easy and with the zero interest on my purchases over £100 exceptionally affordable. Reviewed on: 6th June 2024

Because of PayPal I can buy my bucket list things.

5
Because of PayPal I can buy my bucket list things. Reviewed on: 6th June 2024

PayPal is so easy to use.

5
PayPal is so easy to use. I use it regularly. Reviewed on: 6th June 2024

Convenient, easy and trusted

5
I've always found PayPal credit to be easy to use, good rates and convenient. I feel they are a trusted source of credit with good customer service. Reviewed on: 6th June 2024

PayPal credit is extremely useful

5
PayPal credit is extremely useful Reviewed on: 6th June 2024

Paypal has made life less stressful

5
It is been life changing for me. I can now buy things for me and my son that I could not previously afford. Paypal has also made it easier to buy tyres and things for my car. I am a low paid carer and a lone parent. Pay pal has made life easier as I can afford to pay for expensive items in installments. Reviewed on: 6th June 2024

PayPal is a great way to make purchases.

5
PayPal is a great way to make purchases. It gives you peace of mind that your money is safe and you are protected with every transaction. i also like the feature that allows to you pay in 3 for larger purchases. I have used PayPal for many years and the customer services is also excellent. Reviewed on: 6th June 2024

The listening financier!!

5
Always there if any problems arise and always willing to help. Reviewed on: 6th June 2024

Easy to apply for good payment options

5
Easy to apply for good payment options Reviewed on: 6th June 2024

Great experiences always!

5
Great experiences always whenever you needed! Reviewed on: 6th June 2024

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