Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,254 reviews, last reviewed 12th May 2026
2510700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Good customer support. Very quick on the online chat. Enjoying the points system. Reviewed on: 12th May 2026
Siobhan P's avatar
Siobhan P

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105254)

Prestigious PayPal

5
Never a problem, dealt with through the app, excellent Reviewed on: 17th April 2026
Jan S's avatar
Jan S

Easy to used, check and clearly read

5
Easy to used, check and clearly read Reviewed on: 17th April 2026
Arnold T Wesolowski's avatar
Arnold T Wesolowski

Always there when you need them.

5
Always there when you need them. Excellent service. Thanks Rob Reviewed on: 17th April 2026
Robert G's avatar
Robert G

Effortless money management options

5
Effortless to use. Give a great sense of security that payments made and received are safe from fraud and scams. PayPal credit and pay in 3 are very useful to help spread the cost of larger items. These options allow for better money management and peace of mind. Reviewed on: 17th April 2026
Tanya W's avatar
Tanya W

Financial control using the power of Pay Pal

5
The best thing about Pay Pal is the fact that you have finance in your pocket. I’ve even thought of getting rid of my credit card to use PP as I purchase most things online. The ability to give you fast decisions for finance purchases has lead me to be a long term customer and the options like Pay in 3 and good interest rates has given me more buying power. Reviewed on: 17th April 2026
Marky P's avatar
Marky P

Very good.

5
Very good. Easy transactions and gives time to pay with no interest. Reviewed on: 17th April 2026
Aiya's avatar
Aiya

Varying degrees of reliability.

4
Varying degrees of reliability. Not totally satisfied in how they deal with disputes. Reviewed on: 17th April 2026
jrbarlow's avatar
jrbarlow

Very cool transaction and fast and smooth payments

5
Very cool transaction and fast and smooth payments Reviewed on: 17th April 2026
Okechukwu O's avatar
Okechukwu O

Amazing recommendated to family and friends

5
Amazing recommendated to family and friends Reviewed on: 17th April 2026
Tirzah Riaz's avatar
Tirzah Riaz

PayPal offers fantastic options with your money!

5
PayPal is fantastic and I love to use it when I can. It’s often my preferred choice of payment, especially when I can pay in three (months) with 0% interest, it gives me the freedom to pay back an expensive item and spread out the cost. It’s also easy for transferring money to friends and using to pay charity donations. Reviewed on: 17th April 2026
Hannah S's avatar
Hannah S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill