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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Great customer service and payment options.

Great customer service and payment options. Reviewed on: 6th July 2026

PayPal is my go to credit facility, much simpler to...

PayPal is my go to credit facility, much simpler to use than my other credit cards. Reviewed on: 6th July 2026

I enjoy the services

I don’t make recommendations, but I enjoy the services provided by PayPal so much, I’m pretty close to breaking my rule. Reviewed on: 6th July 2026

Easy to use

Easy to use and helpful if u have a probkem Reviewed on: 6th July 2026

Good all-round money lender, interest rates are a li...

Good all-round money lender, interest rates are a little high but online with other lenders Reviewed on: 6th July 2026

perfect credit account

perfect credit account, works most places, generous limit and clear repayments. Handy to use alongside their debit card, earning cashback. Good app (for the most part). Multiple zero percent finance options, both pay in 3 and 0% for 4 months. Reviewed on: 6th July 2026

Amazing customer service and also the services they...

Amazing customer service and also the services they offer too. I feel comfortable using PayPal when buying things online. I feel safe as PayPal look after their customers if I were to be victim or any scams Reviewed on: 6th July 2026

Very easy to use, can pay for a variety of products...

Very easy to use, can pay for a variety of products and services, with easy to manage payments Reviewed on: 6th July 2026

Straight forward no nonsense platform

Solid platform always delivers great service love the ease of use I. Terms of purchases and pay in 3 is such a plus to minimise getting in debt whilst budgeting for essential items, Reviewed on: 6th July 2026

Easy, no problems.

Easy, no problems. Simple to set up and secure Reviewed on: 6th July 2026

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