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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Wow! You should definitely try this

It is an instant credit issued! Easy form to fill out Reviewed on: 6th June 2024

Always there when you need help and safe and secure...

Always there when you need help and safe and secure Reviewed on: 6th June 2024

Very good highly recommend easy to set up very smoot...

Very good highly recommend easy to set up very smooth transition Reviewed on: 6th June 2024

Very simple to use and favourable credit terms.

Very simple to use and favourable credit terms. Only down side is you cannot use with sites that only take a credit card number. Reviewed on: 6th June 2024

Brilliant

I am using it all the time. Pay pal credit is brilliant! Reviewed on: 6th June 2024

Simple, easy, flexible.

Every now and then when I find something that I just can’t miss but wouldn’t fit my budgeting, I use PayPal credit. It’s simple, easy to understand, no hidden fees. Very flexible with payments, so if I want to I can pay back the whole amount as soon as I want to. Can only recommend. Reviewed on: 6th June 2024

Nice easy and accessible payment

Nice easy and accessible payment Reviewed on: 6th June 2024

My Paypal Experience

Really easy to use. Never any issues with service. Great App. Simple and concise Reviewed on: 6th June 2024

Great to be able to split a payment in 4 with no int...

Great to be able to split a payment in 4 with no interest Reviewed on: 6th June 2024

Very easy to do.

Very easy to do. No hassle simple as anything and affordable at your price Reviewed on: 6th June 2024

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