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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Easy to use, great interest rates

Easy to use, great interest rates Reviewed on: 6th July 2026

Use regularly and works for me.

Use regularly and works for me. Usually do the pay in 3 or free interest for 3 months to help make bigger purchases. Reviewed on: 6th July 2026

Just so easy

Very easy to use and clear repayment terms. PayPal credit card is geniuse Reviewed on: 6th July 2026

Easy, safe, popular

Easy access, very popular among sales. Safe on use. wide range of payment methods Reviewed on: 6th July 2026

Simple, easy and available, totally trustworthy

Simple, easy and available, totally trustworthy Reviewed on: 6th July 2026

Just perfection, really flexible payments plans to h...

Just perfection, really flexible payments plans to help spread the cost Reviewed on: 6th July 2026

Exactly what it says 'on the tin', easily accessed a...

Exactly what it says 'on the tin', easily accessed and managed with app and well worth it. Reviewed on: 6th July 2026

Always been positive satisfied customer

Always been positive not had any problems Reviewed on: 6th July 2026

The best

Great service, amazing customer care and so easy to use.. the app is everything you need to shop confidently Reviewed on: 6th July 2026

Very handy when you don't have the funds to pay some...

Very handy when you don't have the funds to pay something all at once. Reviewed on: 6th July 2026

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