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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Perfect smooth transactions and easy to pay back

Perfect smooth transactions and easy to pay back Reviewed on: 6th June 2024

I ve been using PayPal for nearly 20 years, and to b...

I ve been using PayPal for nearly 20 years, and to be honest, I love it. Reviewed on: 6th June 2024

Clear and easy to use!

PayPal credit has been clear and easy to use. All stipulations are clearly explained prior to agreement leaving to no risk of unexpected costs! You can also pay more than the minimum amount easily, allowing you to pay off debts quicker if you wish. Reviewed on: 6th June 2024

Excellent service

Always use paypal for payment and also use paypal credit Reviewed on: 6th June 2024

Just log in to PayPal and pay on credit

So easy to just log in to PayPal and pay on credit or use your balance. Reviewed on: 6th June 2024

Great, easy, fast and user friendly app and site and...

Great, easy, fast and user friendly app and site and quick clear payment transactions with great notification structure Reviewed on: 6th June 2024

PayPal is a life saver

I have used PayPal for many years and all my online purchase I used PayPal for safety, because it is fast and gives me peace of mind knowing I got protection. I use their PayPal credit which is a life saver Reviewed on: 6th June 2024

We’ll done

Have used it a few times no problem Reviewed on: 6th June 2024

Always easy and straightforward to use when needed

Always easy and straightforward to use when needed Reviewed on: 6th June 2024

Great and simple!

Paypal credit has been a valuable and important service for me over many years. Reviewed on: 6th June 2024

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