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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Everything smooth clear conditions.

Everything smooth clear conditions. Benefits on top Reviewed on: 6th July 2026

Great customer service

Great customer service, staff always helpful and knowledgeable, nothing too much trouble. I would recommend PayPal to all my friends and family. I always try to use PayPal for any large purchases Reviewed on: 6th July 2026

Simple, best around

Simple. Easy. Affordable. Best offers Reviewed on: 6th July 2026

Quick and convenient

Quick and easy to use, available at many retailers making it convenient Reviewed on: 6th July 2026

Never had a problem paying or moving money

Never had a problem paying or moving money Reviewed on: 6th July 2026

Convenient and flexible payment option

I've been using PayPal for quite a while and have always found it reliable and easy to use. I have used it a few times to send money internationally, and the process is quick, secure, and straightforward. I also use PayPal Credit, especially the Pay in 3 and interest-free payment options over a few months. It gives me the flexibility to spread the cost of larger purchases without paying interest, which has really helped me manage my budget. The app is easy to navigate, payments are simple to keep track of, and I've had a positive experience overall. I'd definitely recommend it to anyone looking for a secure payment method with flexible finance options. Reviewed on: 6th July 2026

Satisfied - simple service

Paypal works well for me for credit and some payments. I'm satisfied with the service and find the app easy to manage for my needs. Reviewed on: 6th July 2026

Convenient, secure and reliable.

Convenient, secure and reliable. Always use for online shopping Reviewed on: 6th July 2026

Photographer With Expensive Tastes

I am a photographer and I buy a lot of expensive products. I find Paypal credit is a very easy way to spread the cost of these items. I sometimes use pay in 3 to keep the credit deal short, and four months interest free is also great. If I have to go beyond four months then the interest payments are sensible and certainly better than my banks credit card. Reviewed on: 6th July 2026

Always professional and great customer service

Always professional and great customer service Reviewed on: 6th July 2026

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