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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,393 reviews, last reviewed 12th May 2026
2517300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been a paypal customer for over 10 years and... I have been a paypal customer for over 10 years and it is my most preferred payment method Reviewed on: 12th May 2026
Levi's avatar
Levi

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105393)

Excellent service would highly recommend

5
Excellent service would highly recommend Reviewed on: 17th April 2026
Nicola W's avatar
Nicola W

Positive

4
Always positive, good customer service when needed, easy payment method Reviewed on: 17th April 2026
Nicki's avatar
Nicki

I'd happily recommend PayPal to any of my friends.

5
Been using PayPal for years now and I've been very satisfied with them Reviewed on: 17th April 2026
Daryl P's avatar
Daryl P

Great credit limit, competitive interest fees.

5
Good credit limit, competitive interest fees. Overall good experience and would recommend Reviewed on: 17th April 2026
Wright's avatar
Wright

I have always been looked after by PayPal staff and...

5
I have always been looked after by PayPal staff and I feel secure with this company. Dorothy Hodgson Reviewed on: 17th April 2026
Dorothy H's avatar
Dorothy H

My PayPal Experience

5
The app is easy to use. I had a 0% interest for 4 months and Payments were affordable. Reviewed on: 17th April 2026
Sada D's avatar
Sada D

The process for applying for PayPal credit is easy t...

5
The process for applying for PayPal credit is easy to use, and I feel assured that I would not be able to ‘over spend’ using this payment method. Reviewed on: 17th April 2026
Baw Baw's avatar
Baw Baw

Simply great

5
All is very simply and east to navigate…I love the pay over 4months option for purchases over £100 :) Reviewed on: 17th April 2026
LD's avatar
LD

EASY AND QUICKLY.

5
EASY AND QUICKLY. BRILLIANT. FANTASTIC Reviewed on: 17th April 2026
FERNANDO 's avatar
FERNANDO

PayPal makes me feel safe online

5
PayPal have always resolved my disputes with traders who have failed to deliver. I can purchase online through PayPal with peace of mind that they are on my side. Reviewed on: 17th April 2026
Mitzi Crawford's avatar
Mitzi Crawford

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