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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Always helpful (especially when things don't quite g...

Always helpful (especially when things don't quite got to plan).Easy to use for multiple transactions, welcomed everywhere (i use) and I can't speak highly enough of them. Reviewed on: 6th July 2026

Excellent and Convenient Service

Great experience with PayPal Credit. It was simple to apply, easy to use, and very convenient for spreading payments in a manageable way. Everything was clear and straightforward, and I’ve found it to be a reliable and useful service. Highly recommended. Reviewed on: 6th July 2026

I’ve used PayPal credit for a long time and it’s eas...

I’ve used PayPal credit for a long time and it’s easy to use with a reasonable interest rate. Plus it is accepted almost everywhere as a payment method and is secure. Reviewed on: 6th July 2026

An easy transaction, that's all I'm after, and more...

An easy transaction, that's all I'm after, and more options keep coming, it is nice when money is tight Reviewed on: 6th July 2026

PayPal is my Friendpal

My experience with PayPal has been positive overall. It is easy to use for sending and receiving payments, shopping online, and making secure transactions. I like that it offers buyer protection and is accepted by many websites. Occasionally, transfers or verification can take a little longer than expected, and customer support could be improved, but overall I find PayPal reliable and convenient. Reviewed on: 6th July 2026

I like having a trusted option

I really like that I have this option with out needing to sign up for a credit card or another account. The fact you can go 4 months with out being charged intrest and erach month you can choose how much you pay back. I deal for people who get vaired pay checks. Reviewed on: 6th July 2026

PayPal is amazing

PayPal has always been user friendly to use, the support from admin team is very good and I am always able to get through to someone and they help immediately. Reviewed on: 6th July 2026

Very good really give you are of grace when using th...

Very good really give you are of grace when using the credit and fast and reliable Reviewed on: 6th July 2026

Pay in 3...

Pay in 3 is not a great exerience Reviewed on: 6th July 2026

PayPal is my favourite service of this kind

PayPal is extremely useful, with great customer service and always offering new ways to pay. PayPal credit is also a great tool. It's never been easier to buy things online or send that cinema ticket money over to your brother. Whether you're using PayPal as a way to receive money or as a way to send money, they have all the options you'd expect from this type of service. I personally prefer PayPal to any other alternatives as I know my money is safer in their hands. There's no hidden fees, everything is explained and advertised to the customers. Reviewed on: 6th July 2026

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