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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

0% credit is hard to come by.

0% credit is hard to come by. Website easy to use. Reviewed on: 6th July 2026

I use PayPal everywhere I can when shopping online,...

I use PayPal everywhere I can when shopping online, I make use of pay in 4months as it makes it a lot easier and affordable for semi expensive purchases, I have also had 12 months interest free credit a few times which made it possible for me to easily afford a new phone and other expensive items. Reviewed on: 6th July 2026

I used PayPal credit to spread the cost, interest free.

I used PayPal credit to spread the cost, interest free. Very pleased with it. Reviewed on: 6th July 2026

Excellent no problems .,,,,,,,,,,,,,,,,,,,,,,,,,,

Excellent no problems ................. ............................. ..... ........................... ..................... ...................... ................. .. ................ ......... ..................... ..... ........................................................................................................................................................................................................... Reviewed on: 6th July 2026

Superb service

So easy to manage and navigate and would recommend to absolutely everyone Reviewed on: 6th July 2026

Decent platform and usually works

Decent platform and usually works Reviewed on: 6th July 2026

Easy to use

They have always been there whe. I needed them Reviewed on: 6th July 2026

Brilliant experience I am voting for Paypal

Brilliant experience I am voting for Paypal Reviewed on: 6th July 2026

Can’t fault PayPal!

Love how easy it is to checkout and the insurance of it. Can’t fault it at all. Reviewed on: 6th July 2026

Good service and excellent staff

Good service and excellent staff Reviewed on: 6th July 2026

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