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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,116 reviews, last reviewed 12th May 2026
2504300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Next level secure payments Pay in 3, security easy access and widely accepted Reviewed on: 12th May 2026
F w's avatar
F w

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
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Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105116)

Used PayPal for years.

5
Used PayPal for years and never had any major issues and if I have they have been resolved immediately. Reviewed on: 17th April 2026
K Dar's avatar
K Dar

Paypal credit has been a life saver for someone with...

5
Paypal credit has been a life saver for someone with no credit cards. Reviewed on: 17th April 2026
Cathy's avatar
Cathy

I have had a very good experience using PayPal Credit.

5
I have had a very good experience using PayPal Credit. The service is simple, fast, and very convenient for managing payments. Everything works smoothly, and it makes online transactions much easier. I also find it helpful for spreading the cost when needed. Overall, a reliable and user-friendly service that I would recommend to other Reviewed on: 17th April 2026
Quthuboddin syed's avatar
Quthuboddin syed

I have always been very impressed with PayPal credit.

5
I have always been very impressed with PayPal credit. It's always been reliable and every year gets better and better. The virtual card for Google wallet has been a welcome introduction and I would highly recommend the company Reviewed on: 17th April 2026
RichJ's avatar
RichJ

Good credit and clear communication.

5
Good credit and clear communication. App is easy to use and you can speak to customer service if an issue. I have used PayPal for over 10 years Reviewed on: 17th April 2026
Nicholas P's avatar
Nicholas P

Why I love PayPal

5
They provide amazing service and it is so easy to use Reviewed on: 17th April 2026
Sue's avatar
Sue

Id defiantly recommend pay pal their very safe and i...

5
Id defiantly recommend pay pal their very safe and if their is any problem their very promt great and now they do crypto great easy to use . Reviewed on: 17th April 2026
Beverley howarth's avatar
Beverley howarth

PayPal is very reliable and secure source of payment.

5
PayPal is very reliable and secure source of payment. They offer flexibility payment system to customers to buy now and pay later which help and bring convenience to clients and customers Reviewed on: 17th April 2026
Eric R's avatar
Eric R

Paypal Credit is fab

5
I used Paypal Credit to fund a monitor I was eyeing up and preferred to keep it to monthly payments rather than one big chunk. The money comes out by direct debit every month and I don't have to worry at all about something going wrong. I got an interest free rate over the course of 12 months. All around, it was a fantastic experience! Reviewed on: 17th April 2026
Jemma S's avatar
Jemma S

Excellent experience

5
I have had credit from PayPal for years now. The pay in 3 function is brilliant those things that you just cant afford you can get them instantly with no fees and paypal credit is not extortionate like other loan company's Reviewed on: 17th April 2026
Ivan D's avatar
Ivan D

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