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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,073 reviews, last reviewed 12th May 2026
2502350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal! Love PayPal! It’s amazing love the credit feature and easy payments Reviewed on: 12th May 2026
Luke w's avatar
Luke w

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105073)

Quick decision and low APR offers at all times

5
Quick decision and low APR offers at all times Reviewed on: 17th April 2026
Rafal C's avatar
Rafal C

Seamless and simple.

5
Seamless and simple. A very easy way to send money to family. And a very secure way to pay for good on websites that are unfamiliar. Reviewed on: 17th April 2026
Terence L's avatar
Terence L

Always use PayPal as I feel confident that purchasin...

5
Always use PayPal as I feel confident that purchasing online is protected Reviewed on: 17th April 2026
Bob T's avatar
Bob T

I have had no issues using PayPal

5
I have had no issues using PayPal and find it a convenient way to pay people who i may not have the bank transfer details of Reviewed on: 17th April 2026
Sarah P's avatar
Sarah P

Very helpful explanation for all given clearly

5
Very helpful explanation for all given clearly Reviewed on: 17th April 2026
Ummy's avatar
Ummy

Never had a problem with PayPal always there when I...

5
Never had a problem with PayPal always there when I need it.i would recommend to anyone simple and easy to use. Reviewed on: 17th April 2026
Richard w's avatar
Richard w

Easy to use available online at most websites and no...

5
Easy to use available online at most websites and now I have the PayPal credit card available to us everywhere with the 4 month 0% is so helpful brilliant service. Reviewed on: 17th April 2026
Steven p's avatar
Steven p

Never had any issues.

5
Never had any issues. Always easy to gey hold of Reviewed on: 17th April 2026
Cheryse h's avatar
Cheryse h

Great service.

5
Great service. Easy to use. Never any issues with PayPal Reviewed on: 17th April 2026
Mark W's avatar
Mark W

I like PayPal credit.

5
I like PayPal credit. I found it easy to apply for credit. Customer service advisers are very helpful. Reviewed on: 17th April 2026
Nadia Finnie's avatar
Nadia Finnie

Review PayPal: PayPal Credit now

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