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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

The worst customer service ever, the worst credit co...

The worst customer service ever, the worst credit company, I reported a scam on my account they did nothing and allowed it to continue. I would never recommend PayPal. Your money is not safe with them. Run!!!!!! Reviewed on: 6th July 2026

More than fantastic transaction experience

Easy to transact and monitor your transactions. You get email notifications and promptly. Reviewed on: 6th July 2026

I love the ease of using PayPal credit for larger pu...

I love the ease of using PayPal credit for larger purchases making 3 interest free payments direct from my bank account which also means no late payment fees. Reviewed on: 6th July 2026

Great quick easy convenient credit.

Great quick easy convenient credit. Great 0% interest deals, and you can pay extra off when ever you want! Reviewed on: 6th July 2026

Easy to use and trustworthy.

Easy to use and trustworthy. I have used PayPal for years and never had any issues at all. Recommend it to friends and family Reviewed on: 6th July 2026

always had a good service quick and convenient

always had a good service quick and convenient Reviewed on: 6th July 2026

Simple and easy

I use PayPal credit often as it is so simple and easy to use. Reviewed on: 6th July 2026

Great way to spread the cost easy efficient way no h...

Great way to spread the cost easy efficient way no hassle Reviewed on: 6th July 2026

Simple and easy to use

PayPal is easy to use , clear repayment options, the list of retailers accepting PayPal at checkout is substantial and many are major retailers Reviewed on: 6th July 2026

Very prompt in payment to suppliers and well updatin...

Very prompt in payment to suppliers and well updating of the web page Reviewed on: 6th July 2026

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