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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Plain and Simple

Very straight forward, which i like, kept informed Reviewed on: 6th June 2024

Very easy to use, payments plan is simple no hidden...

Very easy to use, payments plan is simple no hidden fees or extras makes items more affordable and gives a bit of peace of mind when life throws up some unexpected costs. The system set up is great and makes clear where you are with payments, how much is left and expected payment dates. Reviewed on: 6th June 2024

Fast and easy to use no problem with the Web...

Fast and easy to use no problem with the Web site Reviewed on: 6th June 2024

Very easy to use service with good options and trans...

Very easy to use service with good options and transparency Reviewed on: 6th June 2024

Amazing, easy to navigate on the app!

Amazing, easy to navigate on the app! safe & efficient. Reviewed on: 6th June 2024

PayPal - The safest and the quickest way to pay.

PayPal is the easiest and the best way to pay for your online shopping. I love quick and easy user interface, and many offers like 0% installments. I feel much more safer when I pay using the PayPal on the website where I’m buying something for the first time. I’m using Pay Pal over 9 years now and I recommend it to all my friends and family. Reviewed on: 6th June 2024

PayPal credit is convenient and easy to use.

PayPal credit is convenient and easy to use. The app makes it very easy to manage your credit balance and make payments. It is easy to use as many retailers accept PayPal as a form of payment. There is a risk of overusing PayPal credit due to this level of ease so less money savvy people are likely to find themselves in some financial issues. Reviewed on: 6th June 2024

Love PayPal

It’s great to have the 4 month no interest credit for those big purchases Reviewed on: 6th June 2024

Just my opinion about PayPal

PayPal is one of the most well-known and widely used online payment services worldwide. I have been using it for some time, and overall, I have had positive experiences. PayPal provides a secure and fast platform for sending and receiving money, whether for online shopping, transferring money between friends, or paying for services. What I like about PayPal: 1. "Ease of use": The interface is intuitive and straightforward, both on the web and the mobile app. 2. "Security": Transactions are protected, and I don't have to share my bank or credit card information with merchants. 3. "Speed": Transactions are processed quickly, and transfers between PayPal accounts are instant. 4"Buyer protection": In case of issues with a purchase, PayPal provides the option to open a dispute to recover funds. However, I had one unpleasant experience. I was scammed through a PayPal payment and opened a dispute to get my money back. During the process, PayPal asked me to wait while they investigated the case, but they later closed the dispute, claiming I hadn't met certain requirements. This situation was disappointing and left me with a negative impression of their dispute resolution system. In conclusion, PayPal remains a very useful and secure payment platform, but there is room for improvement in their dispute handling process. It's important to stay vigilant and carefully follow all requirements and steps if you need to open a dispute. Reviewed on: 6th June 2024

Never had a problem.

Never had a problem. Very easy online interface to access what you need as well as a mobile app. Overall, very good. Reviewed on: 6th June 2024

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