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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I've had a really positive experience with the PayPal

I've had a really positive experience with the PayPal Credit Card. The application and setup process was quick, straightforward, and easy to follow, with everything clearly explained from the start. I was able to get up and running without any hassle. Using the card gives me real peace of mind. The app and online account make it simple to keep track of spending, view transactions, and manage payments whenever I need to. It's convenient, reliable, and fits seamlessly into my everyday finances. Overall, I'd happily recommend the PayPal Credit Card to anyone looking for a simple, easy-to-manage credit card backed by a trusted company. The combination of an effortless setup process, clear account management, and the reassurance of having it available when needed has made it an excellent experience. Reviewed on: 6th July 2026

Easy to use no hassle

It is so easy to purchase items and a full account of purchases are available when you go into the app Reviewed on: 6th July 2026

Easy ... who could want more

Easy. I have been a paypal user for a long time and dont have another credit cards. This ties in nicely with the debit card and the reassurance of paypal backing I habe trusted for years. I also like the points I can earn for using my card. Reviewed on: 6th July 2026

Stressless life

Make everything easy to understand take the stress out of everyday life problems Reviewed on: 6th July 2026

Happy customer

Whenever I have a problem with a seller PayPal sort it out Reviewed on: 6th July 2026

Excellent and no hassle when paying with PayPal

Excellent and no hassle when paying with PayPal Reviewed on: 6th July 2026

Good comms great deal

Clear communications given before hand. Excellent deal on finance. Reviewed on: 6th July 2026

I have used credit on a few occasions.

I have used credit on a few occasions. I have found it easy to do and the fact it is based on 0% interest is great. Sometimes those bigger purchases are necessary but being able to spread them out makes them more manageable. I did not rate customer service high as I have never had to use them. Reviewed on: 6th July 2026

I have used PayPal credit for safe buying because of...

I have used PayPal credit for safe buying because of to much fraud on the Internet. Reviewed on: 6th July 2026

I like the credit card and the debit card, how you c...

I like the credit card and the debit card, how you can pay your purchase in tree or four months without rates and how you can earn points Reviewed on: 6th July 2026

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