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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Great service

5
Never had a problem always been there when I've needed it low interest Reviewed on: 6th June 2024

User friendly, no interest pay if you pay in time...

5
User friendly, no interest pay if you pay in time Reviewed on: 6th June 2024

Good and easy to use via the app.

4
Good and easy to use via the app. I have joined the credit card and I have had no problems with it, I also took advantage of the joining offer which was a nice reward. Reviewed on: 6th June 2024

PayPal Credit is a very good service

5
PayPal credit is very easy to use with good limits and ease of use whenever purchasing something online. I would highly recommend this service to other people for using when purchasing items online. Very good! Reviewed on: 6th June 2024

Very convenient, trusted, purchase with confidence

5
Very convenient, trusted, purchase with confidence Reviewed on: 6th June 2024

Great service easy to use.

5
Great service easy to use.helpfull staff.good information online Reviewed on: 6th June 2024

Able to split payments

4
Able to split payment without paying all in one go Reviewed on: 6th June 2024

A very useful resource

5
Easy to use and very convenient when paying for anything online, the ability to pay for things using PayPal credit gives you peace of mind as it is always there to spread the cost whether you use PayPal credit or pay in 3. Reviewed on: 6th June 2024

I like paypal in general and use it as much...

5
I like paypal in general and use it as much as I can Reviewed on: 6th June 2024

Really safe and you get good piece of mind using Pay...

5
Really safe and you get good piece of mind using PayPal. I use it for buying items online with the 4 months interest free I can pay it up without any hassle Reviewed on: 6th June 2024

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