Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

View other PayPal products

4.91

Based on 50,803 reviews, last reviewed 19th Jul 2025

921100% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

just overall helpful. just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50803)

Amazing , always fast and good Service

All good no issues , customer Service always helpfull Reviewed on: 6th June 2024

Excellent experience would definitely recommend

Excellent experience would definitely recommend Reviewed on: 6th June 2024

I have always found PayPal easy to use , their custo...

I have always found PayPal easy to use , their customer services is quick to respond and has always resolved any issues I've had. I would recommend PayPal for secure and efficient service. Reviewed on: 6th June 2024

Easy to keep an eye on my spending and to make payme...

Easy to keep an eye on my spending and to make payments with the app. Also like the 4 months interest free on purchases over £100. Reviewed on: 6th June 2024

Very easy to use always available with all purchases

Very easy to use always available with all purchases Reviewed on: 6th June 2024

Looking after the little guy

Never had any issues paypal has always been there when needed with multiple ways to pay. Really helps out with the financial climate everyone is suffering they are looking after the little guy more companies should take notes from PayPal books Reviewed on: 6th June 2024

Excellent !

Excellent ! Able to purchased things that I like which is not burdened in the pocket . Reviewed on: 6th June 2024

Big purchases made simple

Flexible, provides balance when I need it and I can manage payments for big purchases. Big purchases made simple! Reviewed on: 6th June 2024

Convenient and easy to use

I’ve been using PayPal for years and only used PayPal credit in recent years but it’s made things that are a bit more expensive affordable for me. Reviewed on: 6th June 2024

Amazing support and customer service

Amazing support and customer service Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from HSBC 3.02 from 113 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22342 reviews
Payment Provider
from PayPal 4.93 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub