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PayPal: PayPal Credit reviews

4.90
Based on 104,968 reviews, last reviewed 12th May 2026
2497600% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Getting to know PayPal I have been with PayPal for a few years now but I don’t understand all the features. I endeavour to do so in the future. Reviewed on: 12th May 2026
Juanita O's avatar
Juanita O

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104968)

Good Credit for beginners .

5
Good Credit for beginners . My first experience was great and transaction was swift Reviewed on: 17th April 2026

The PayPal pay in 3 and credit for 4 months really h...

5
The PayPal pay in 3 and credit for 4 months really helps to spread the cost and the app is easy to keep track of this. Reviewed on: 17th April 2026

GoodTool

5
Its good tool to manage credit and payments securely instantly Reviewed on: 17th April 2026

Never had any problem with PayPal.

5
Never had any problem with PayPal. Always very helpful to help in situations that arise. Reviewed on: 17th April 2026

Quick friendly help professional service problems we...

4
Quick friendly help professional service problems were sorted out fast Reviewed on: 17th April 2026

Fantastic and secured way to pay

5
Fantastic and secured way to pay Reviewed on: 17th April 2026

PayPal makes payments and banking so simple.

5
PayPal makes payments and banking so simple. Reviewed on: 17th April 2026

Very good and easy to use platform

5
Very good and easy to use platform Reviewed on: 17th April 2026

All new features make a difference!

5
I’ve started using Paypal more with the new features, adding it to Apple wallet, and more! Very useful to have the 4 months 0% interest, giving a lot of freedom for larger purchases. Reviewed on: 17th April 2026

I've had PayPal now for a while and it's just great...

5
I've had PayPal now for a while and it's just great perfect for those buys when you need them!I would never look back and would 100%recommend PayPal to everyone I've made some large purchases and it's been a life saver spreading the cist is so important and PayPal are clear with their terms I couldn't be without it now to be honest Reviewed on: 17th April 2026

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