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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Support when needed

Always there when I've needed it. Reviewed on: 6th July 2026

Great experience!

Great experience! Very easy to use! Everything was quick and safe! One of the best ! Reviewed on: 6th July 2026

Always easy to do business very straight forward

Always easy to do business very straight forward Reviewed on: 6th July 2026

An Excellent Way to Pay for Online Purchases

I prefer to make all online payments via PayPal where possible. It is convenient and, although I do not use PayPal Credit, it's handy to have it there if required. 'Pay in Three' is handy, too. If I have ever had a problem it has been resolved quickly and professionally. Reviewed on: 6th July 2026

Always feels safe and efficient

Always feels safe and efficient to use, easy to follow the steps and feels like it has your interests as a priority. I would use again if I needed credit. Reviewed on: 6th July 2026

I’ve been using PayPal Credit for a while now and fi...

I’ve been using PayPal Credit for a while now and find it incredibly convenient. The 4 months interest-free offer on purchases over £99 is a fantastic feature that helps spread the cost of larger expenses. Setting up automatic direct debits is straightforward, and it integrates seamlessly with my checkout process. Highly recommend if managed responsibly Reviewed on: 6th July 2026

best ways to pay for our on lin...

All round one of the best ways to pay for our on line goods Reviewed on: 6th July 2026

Have been using them for over 20 years

Have been using them for over 20 years and for credit for at least 10 - easy to use when making purchases on line knowing that they are safe and secure - the different options make it easy to choose the best payment method dependant on the transaction about Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and using it for purchases has been simple and convenient. I like the flexibility it provides for managing larger purchases, and the repayment options are easy to understand. The online account is user-friendly, making it easy to keep track of balances and payments. Overall, it’s been a reliable and helpful financial tool, and I’d happily recommend it to others looking for a flexible way to spread the cost of purchases. Reviewed on: 6th July 2026

Simple and useful

Easy to use, Easy to understand, Easy to pay. Simple and useful Reviewed on: 6th July 2026

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