Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

View other PayPal products

4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181136)

Not had any issues with PayPal in the past 20 plus y...

Not had any issues with PayPal in the past 20 plus years, the financing options that are pretty useful. When I have issues with sellers in the past its been resolved. Reviewed on: 6th July 2026

Hooray for PayPal.

Fantastic means of borrowing short term from a very trusted organisation. Thank you PayPal. Reviewed on: 6th July 2026

Fast payment

Fast payment, split payment for 3 rate Reviewed on: 6th July 2026

Paypal Credit.

Paypal Credit. Good services but credit offer is not. Reviewed on: 6th July 2026

Customer Service

Quick response, when required to assist, when orders not received. All sorted out within 24 hours. Refund returned back into my account. Good response when cancelling an order.. Reviewed on: 6th July 2026

Used PayPal since 90s it’s the safest best and my on...

Used PayPal since 90s it’s the safest best and my only saying of purchasing on line because of its security Reviewed on: 6th July 2026

Applying for an account was easy and keeping an eye...

Applying for an account was easy and keeping an eye on your spend is straight forward.Very versatile Reviewed on: 6th July 2026

All good nothing to tell more.

All good nothing to tell more.. Happy with the service Reviewed on: 6th July 2026

Very friendly

PayPal is excellent to use and very reliable, excellent. Reviewed on: 6th July 2026

Easy pay

Very easy to use and great offers gives you more control of your payments Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.72 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub