Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

88% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Excellent !

Excellent ! Able to purchased things that I like which is not burdened in the pocket . Reviewed on: 6th June 2024

Big purchases made simple

Flexible, provides balance when I need it and I can manage payments for big purchases. Big purchases made simple! Reviewed on: 6th June 2024

Convenient and easy to use

I’ve been using PayPal for years and only used PayPal credit in recent years but it’s made things that are a bit more expensive affordable for me. Reviewed on: 6th June 2024

Amazing support and customer service

Amazing support and customer service Reviewed on: 6th June 2024

Easy to use and safe

I have been using PayPal for years and PayPal credit makes it so much easier and safer when paying for online transaction. Reviewed on: 6th June 2024

Quick and easy to use, iv been using paypal over 8 y...

Quick and easy to use, iv been using paypal over 8 years and always happy with it no problems Reviewed on: 6th June 2024

Easy to use great 0% borrowing when you pay back in...

Easy to use great 0% borrowing when you pay back in 4 months Reviewed on: 6th June 2024

Easy to use

Easy to use, no hidden extras, good service good value Reviewed on: 6th June 2024

Excellent service.

Excellent service. Very helpful to have credit when needed. Thank you Reviewed on: 6th June 2024

Fast, smooth, efficient

PayPal gives me a very quick and easy way to pay by credit with certain online retailers. It's very fast and very efficient. I can't vouch for the security of the system... except to say that I've never had a problem with it. The security protocols don't slow down the speed of the transaction. Note that not all online retailers use PayPal. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Credit Card
from Metro Bank 4.86 from 879 reviews
Gold Card
from first direct 4.32 from 8 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub