Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50802 reviews)

View other PayPal products

4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

921050% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50802)

Quick and easy to use, iv been using paypal over 8 y...

Quick and easy to use, iv been using paypal over 8 years and always happy with it no problems Reviewed on: 6th June 2024

Easy to use great 0% borrowing when you pay back in...

Easy to use great 0% borrowing when you pay back in 4 months Reviewed on: 6th June 2024

Easy to use

Easy to use, no hidden extras, good service good value Reviewed on: 6th June 2024

Excellent service.

Excellent service. Very helpful to have credit when needed. Thank you Reviewed on: 6th June 2024

Fast, smooth, efficient

PayPal gives me a very quick and easy way to pay by credit with certain online retailers. It's very fast and very efficient. I can't vouch for the security of the system... except to say that I've never had a problem with it. The security protocols don't slow down the speed of the transaction. Note that not all online retailers use PayPal. Reviewed on: 6th June 2024

Excellent service

Never had a problem always quick to resolve any issues. Reviewed on: 6th June 2024

Best money app out there and have used it for many y...

Best money app out there and have used it for many years and completely satisfied Reviewed on: 6th June 2024

I am very happy with PayPal services

I am very happy with PayPal services Reviewed on: 6th June 2024

Useful for spreading the cost and protecting buyers...

Useful for spreading the cost and protecting buyers at the same time Reviewed on: 6th June 2024

Very good experience, easy enough.

Very good experience, easy enough. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Barclaycard 3.87 from 313 reviews
Aqua Credit Card
from NewDay 4.88 from 2845 reviews
Flex Credit Card
from Monzo 4.96 from 2510 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22342 reviews
Payment Provider
from PayPal 4.93 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub