Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,910 reviews, last reviewed 12th May 2026
2494900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is a convenient secure reliable service that has... It is a convenient secure reliable service that has an excellent reputation for looking after users like me. Whenever I purchase online I am assured t... Read more Reviewed on: 12th May 2026
Imran A's avatar
Imran A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104910)

PayPal a must use app

5
Very good, very reliable, able to transfer money anytime and anywhere, quick an easy customer service and resolving issues. Reviewed on: 17th April 2026

Approachable

5
They keep you upto date with new and important information. If you have any problems they are very approachable. Reviewed on: 17th April 2026

Good credit and interest rates

5
Good credit and interest rates, just what I needed Reviewed on: 17th April 2026

Quick n easy

5
Quick n easy to do and love the 4 months interest free Reviewed on: 17th April 2026

Easy to use and clear on how everything works

5
Easy to use and clear on how everything works Reviewed on: 17th April 2026

Everything runs smoothly with paypal

5
Everything runs smoothly with paypal Reviewed on: 17th April 2026

Easy and great to use.

5
Easy and great to use. Always get your giidst Reviewed on: 17th April 2026

Its all very straight forward and easy to manage

5
Its all very straight forward and easy to manage Reviewed on: 17th April 2026

Quick and easy!!

5
Easy service to use and set up with a clear app. Very quick set up. Reviewed on: 17th April 2026

Failed account payment

5
I was having troubles paying my account with my card, hot lots of failed payments and i called customer services. The call handler kindly asked if i had linked that particular card to my account, only to realise i had not. The call handler sorted everything out and now i dont have problem paying my account online. Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review