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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Great flexibility

The flexibility to offset the cost over 3 months with no interest is very helpful for bigger purchases. Longer terms are great for a fixed monthly budget. Reviewed on: 6th July 2026

Handy service and a good user interface on the phone.

Handy service and a good user interface on the phone. Decent offers for 0% but could do with longer terms of the deal. I like how the Credit and Debit are both under one single app as it makes it Easter to access. Reviewed on: 6th July 2026

Have used the pay in 3 option several times , its a...

Have used the pay in 3 option several times , its a great way to spread the cost , without incurring interest. PayPal is my go to for all forms of credit Reviewed on: 6th July 2026

BEST OF THE BEST

been with you for years and you always come up with something better than your competitors Reviewed on: 6th July 2026

Always quick response with disputes from sellers and...

Always quick response with disputes from sellers and great payment options Reviewed on: 6th July 2026

Great product

I have used PayPal credit for a while. It comes in really handy plus the customer service is great. They've clarified issues for me when I have reached out Reviewed on: 6th July 2026

The best

PayPal is so easy to use I myself use PayPal credit as it's very handy you have 4 months to pay for purchases and you can use it anywhere and select it at checkout couldn't be easier Reviewed on: 6th July 2026

Helped me out when no one else could or would!

Helped me out when no one else could or would, PayPal credit, pay in three, pay later, has helped me to provide for my family when things got tough! Easy to use. Love it. Reviewed on: 6th July 2026

Always had a great experience with the convenience,...

Always had a great experience with the convenience, security and ease of using PayPal Reviewed on: 6th July 2026

trustworthy

Safe and reliable, always feel at ease when purchasing via PayPal Reviewed on: 6th July 2026

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