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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Easy to use

Easy to use, no hidden extras, good service good value Reviewed on: 6th June 2024

Excellent service.

Excellent service. Very helpful to have credit when needed. Thank you Reviewed on: 6th June 2024

Fast, smooth, efficient

PayPal gives me a very quick and easy way to pay by credit with certain online retailers. It's very fast and very efficient. I can't vouch for the security of the system... except to say that I've never had a problem with it. The security protocols don't slow down the speed of the transaction. Note that not all online retailers use PayPal. Reviewed on: 6th June 2024

Excellent service

Never had a problem always quick to resolve any issues. Reviewed on: 6th June 2024

Best money app out there and have used it for many y...

Best money app out there and have used it for many years and completely satisfied Reviewed on: 6th June 2024

I am very happy with PayPal services

I am very happy with PayPal services Reviewed on: 6th June 2024

Useful for spreading the cost and protecting buyers...

Useful for spreading the cost and protecting buyers at the same time Reviewed on: 6th June 2024

Very good experience, easy enough.

Very good experience, easy enough. Reviewed on: 6th June 2024

I've used it to buy all sorts, from transformers to...

I've used it to buy all sorts, from transformers to computer games and tech, it's been brilliant Reviewed on: 6th June 2024

Great customer service!!

I have always when needed had very good service with paypal, if I have needed a refund ect and I can do it all with out being held in a queue for ages. Customer service speed and efficiency has always been excellent Reviewed on: 6th June 2024

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