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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I like the security Paypal offers.

I like the security Paypal offers. It adds trust to foreign transactions. Reviewed on: 6th July 2026

Excellent and safe way to pay..

Excellent and safe way to pay rather than using your bank card direct.. Reviewed on: 6th July 2026

Should contact peoples bank before accepting them fo...

Should contact peoples bank before accepting them for PayPal credit as it’s not a good way to tell their capabilities to paying back can put people in more debt Reviewed on: 6th July 2026

Easy and makes things affordable

It’s very easy to use I love the pay credit and pay in 3 I can budget more easily and it comes out with out me worrying about a payment Reviewed on: 6th July 2026

My thoughts

Very satisfying PayPal is a good product Reviewed on: 6th July 2026

I’ve been using PayPal Credit for a while now, and o...

I’ve been using PayPal Credit for a while now, and overall I’m really satisfied with how smooth it feels. The checkout process is quick, and having the option to spread payments makes bigger purchases much easier to manage. I like that everything is clearly shown in the app, so I always know what I owe and when. The monthly statements are simple, and I’ve never had any issues with unexpected fees. For everyday online shopping, it’s been a reliable and convenient tool. Reviewed on: 6th July 2026

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 6th July 2026

Great better than most credit cards

Great better than most credit cards Reviewed on: 6th July 2026

Excellent best PayPal ever , can't faulted in any wa...

Excellent best PayPal ever , can't faulted in any way best of best in any way, great customer service , always quick response, never wrong service, very easy to use PayPal, definitely recommend to any one, never any trouble , always happy to use PayPal ,help from beginning to the end,lots different pages to use PayPal, always protected from scammers, you can be safe all time , always protected your money, customer service easy access never any trouble, always clear and very informative help , always use PayPal because is safe easy and clear , buying lot's on eBay and different pages never any problems , growing quantities of pages where you can use PayPal, have couple transactions that seller was not genuine and was trying scamming menot only on small amounts but on 500 pounds and more, PayPal asked for evidence of scammers and always PayPal makes decisions on facts, always or right side of case, international sellers was no problem to for PayPal I can't fault them in any way,they provide best service ever Reviewed on: 6th July 2026

PayPal is brilliant.

PayPal is brilliant. I use credit often and cannot fault the experience. Reviewed on: 6th July 2026

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