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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,821 reviews, last reviewed 12th May 2026
2490800% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good to deal with, helped by reminders for when... Very good to deal with, helped by reminders for when payments are due. Hassle free transactions. Reviewed on: 12th May 2026
Andrew Blanckley 's avatar
Andrew Blanckley

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104821)

I enjoy the ease of paypal, it is so easy to use and...

5
I enjoy the ease of paypal, it is so easy to use and send payments. Paypal credit is fantastic Reviewed on: 17th April 2026
NICOLA M's avatar
NICOLA M

Safe and easy to use

5
I use the paypal app I find it very easy to see what I've spent and where, it's very easy to navigate and have nether had sn issue purchasing anything online wich is where I do most of my shopping. I feel confident It's secure and safe to use and have never had any issues on that front Reviewed on: 17th April 2026
Michael 's avatar
Michael

PayPal is a handy quick way to pay online without ha...

5
PayPal is a handy quick way to pay online without having to bother with the faff of debit card info. Reviewed on: 17th April 2026
Bob's avatar
Bob

Great way to pay with ease and security

4
Great way to pay with ease and security Reviewed on: 17th April 2026
Claire c's avatar
Claire c

PayPal credit is very easy to use a lot easier than...

5
PayPal credit is very easy to use a lot easier than the banks. Pay in 3 is really great another option of having flexible payments is great. Reviewed on: 17th April 2026
Mohammed's avatar
Mohammed

PayPal is safe and efficient..

5
PayPal is safe and efficient with peace of mind that transactions are secure Reviewed on: 17th April 2026
Eve H's avatar
Eve H

My best friend

5
Paypal is my best friend because they've never let me down, always there when I've needed them, repayments affordable, statements easily understandable and customer services on hand when necessary. Definitely better than credit cards Reviewed on: 17th April 2026
Sunotts's avatar
Sunotts

Happy with my overall experience with paypal credit.

4
Happy with my overall experience with paypal credit. Reviewed on: 17th April 2026
Jack Steadman's avatar
Jack Steadman

Easy app to navigate, clear view of balance, stateme...

5
Easy app to navigate, clear view of balance, statements provided monthly, everything listed clearly and payment date taken when suits you Reviewed on: 17th April 2026
Emma Pilkington's avatar
Emma Pilkington

I've been able to build a credit rating from nothing...

5
I've been able to build a credit rating from nothing with PayPal finance. Their terms are no nonsense, fees are clear and it's easy to maintain Reviewed on: 17th April 2026
Simon G's avatar
Simon G

Review PayPal: PayPal Credit now

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