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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Love PayPal!

Love PayPal! Best out there. Secure, easy to use. Wouldn’t use any other service Reviewed on: 6th June 2024

PayPal makes payments to another country quick and e...

PayPal makes payments to another country quick and easy without the hassle of using a bank or money transfer bureau. I am very satisfied with the security checks ayPal has in place to ensure safety. Reviewed on: 6th June 2024

I feel.happy and safe using pay pal

I feel. Wry safe using pay pal and very easy … having credit ensures I can have control over financial affairs Reviewed on: 6th June 2024

Amazing experience.

Amazing experience. Credit available without any hassle. Reviewed on: 6th June 2024

Love using PayPal it’s a quicker way to check out, c...

Love using PayPal it’s a quicker way to check out, can send money to friends and family faster than through a normal banking app & is just a lot easier to use! Have also found that the customer service with PayPal is amazing Reviewed on: 6th June 2024

Long time customer who has built their credit score...

Long time customer who has built their credit score and had the opportunity to buy things that my family needs in a sensible timely way! Reviewed on: 6th June 2024

Have used the service for a couple of years now, the...

Have used the service for a couple of years now, the pay over 4 months with no interest is ideal for future planning of birthday and Christmas presents as well as for paying for flights. Will definitely continue to use this Reviewed on: 6th June 2024

Great offers for tight situations

Whenever there's tickets for events that go on sale at a specific time that's counter intuitive to your finances that month, PayPal credit makes it possible and with the interest free offers, it doesn't kill the bank either. Reviewed on: 6th June 2024

I'm really satisfied with the service

I'm really satisfied with the service Reviewed on: 6th June 2024

Superb service can definitely recommend

Superb service can definitely recommend Reviewed on: 6th June 2024

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