Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,759 reviews, last reviewed 12th May 2026
2487900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service. Super convenient! Excellent service. Very convenient and speedy. Reviewed on: 12th May 2026
Manfred Olbrich's avatar
Manfred Olbrich

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104759)

User friendly ...

5
Everything i use via the app is so user friendly Reviewed on: 17th April 2026
Timothy w's avatar
Timothy w

Great service and very easy to use

5
Great service and very easy to use Reviewed on: 17th April 2026
yves.elen@aol.com's avatar
[email protected]

All good brilliant service never had any issues with...

5
All good brilliant service never had any issues with anything wouldn’t use any other brand thank very much Reviewed on: 17th April 2026
Neil T's avatar
Neil T

No issue

5
Never have an issue and it’s totally user friendly. I make most of my online purchases with PayPal Reviewed on: 17th April 2026
Kevin Porter's avatar
Kevin Porter

Really good help me buy stuff and I can pay over tim...

5
Really good help me buy stuff and I can pay over time which helps a lot and I can buy without worrying about how I will pay it back Reviewed on: 17th April 2026
Sam's avatar
Sam

PayPal app is very easy to use with very good securi...

5
PayPal app is very easy to use with very good security features. It notifies me of any transactions to make sure it’s me using my account. Reviewed on: 17th April 2026
Deborah O's avatar
Deborah O

Very good service and credit limit

5
Very good service and credit limit Reviewed on: 17th April 2026
Thambirajah U's avatar
Thambirajah U

It's very easy to use , I can keep track of all my p...

5
It's very easy to use , I can keep track of all my purchases easily, Reviewed on: 17th April 2026
kenneth b's avatar
kenneth b

The credit application was easy and fair.

5
The credit application was easy and fair. The value given was appropriate and using the service is streamlined and efficient Reviewed on: 17th April 2026
Woof Reads's avatar
Woof Reads

Flawless experience always.

5
Flawless experience always. Using PayPal makes life easy when shopping and paying for goods. Reviewed on: 17th April 2026
Gerry's avatar
Gerry

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill