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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I recently got credit with PayPal and it was great...

5
I recently got credit with PayPal and it was great Reviewed on: 6th July 2026

Easy to use app.

5
Easy to use app. accessible for all. Reviewed on: 6th July 2026

I love the way you can pay in 3.

5
I love the way you can pay in 3. And your transaction are safe and guaranteed. Reviewed on: 6th July 2026

Really accessible and manageable credit.

5
Really accessible and manageable credit. Appreciate the interest free in a reasonable period so much more manageable. Notifications of payments due is useful and credit limit is also beneficial. Reviewed on: 6th July 2026

It’s flawless.

5
It’s flawless. It’s rewarding. Value for money. Helpful Reviewed on: 6th July 2026

Great Platform

5
When I started the process of applying for credit, the information was very clear to me and the approval of my credit was fast. Also, my transactions has never fail. Also the monthly statement is well understood. Reviewed on: 6th July 2026

Easy to use and safe to use.

5
Easy to use and safe to use. Able to use for many different retailers safely. Money/purchase guaranteed. Reviewed on: 6th July 2026

It's been always good and safe.

5
It's been always good and safe. Never had any problem with this company. Reviewed on: 6th July 2026

I have started to use PayPal 7 years ago, it has bee...

5
I have started to use PayPal 7 years ago, it has been a secure way to buy online and since i have PayPal credit and this is so helpful with my business. I highly recommend it Reviewed on: 6th July 2026

PayPal service

4
Security is prioritised and the customer can enjoy peace of mind with transactions. Reviewed on: 6th July 2026

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