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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Excellent service throughout.

Excellent service throughout. I’ve recommend PayPal to Family & Friends. It’s quick safe and easy to use. I feel safe going through PayPal for purchases instead of bank accounts. 10/10 Reviewed on: 6th July 2026

Always easy to find out information and customer ser...

Always easy to find out information and customer service is great. Reviewed on: 6th July 2026

Never any problem, always straight forward

Never any problem, always straight forward Reviewed on: 6th July 2026

Quality per excellent

Very friendly to use and widely accepted Reviewed on: 6th July 2026

Spreading the cost of spending with PayPal credit

PayPal credit provided me with an easy way to spread payments for a large unexpected purchase. It was straightforward to apply for, and provided convenient access to the balance so I could check on payments, alongside my normal PayPal usage. I would definitely recommend using this when faced with unplanned spends, and make the most of any interest free period to avoid charges. Reviewed on: 6th July 2026

An overall excellent experience.

I started with a very basic account, moving onto PayPal credit to enable me to make larger purchases, spreading the cost. Keeping my account in good status, rewarded me with a credit increase and a physical card. The rates are great, often better than other credit cards. PayPal is now my go to credit card, that gives me peace of mind and a backup source of funds should I ever need in emergency situations. Reviewed on: 6th July 2026

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 6th July 2026

A great way to pay

A very handy and reliable tool to use when making purchases and payments,the app is easy to use and keeps you updated. Reviewed on: 6th July 2026

I've always had good experience

I've always had good experience with PayPal it always comes in handy and feels safe using it , easy to use and easy to transfer from my PayPal account to my bank account Reviewed on: 6th July 2026

PayPal credit is helpful to buy large items

PayPal credit is a great way to buy large items and pay over 4 months interest free Reviewed on: 6th July 2026

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