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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I’ve always had a great experience with PayPal wethe...

I’ve always had a great experience with PayPal wether customer service or the ease of using the service feeling safe with my money Reviewed on: 6th July 2026

A positive experience

I've always had a positive experience with this credit card. Whenever I've had a question or needed help, the response has been quick and helpful. I also really like being able to make payments before the due date, which I do most months. Not every credit card provider offers this, and it makes managing my finances much easier. Overall, it's been a great experience. Reviewed on: 6th July 2026

Good credit options and have good offers now and aga...

Good credit options and have good offers now and again aswell. Ideal way to pay safely Reviewed on: 6th July 2026

great experience

I have had a great experience i had few issues they were resolved Reviewed on: 6th July 2026

Always found PayPal easy to use and feels a safe way...

Always found PayPal easy to use and feels a safe way of paying or transferring money Reviewed on: 6th July 2026

So handy, great service, highly recommend

So handy, great service, highly recommend Reviewed on: 6th July 2026

Paypal made credit more accessible compared to other...

Paypal made credit more accessible compared to other credit facilitites Reviewed on: 6th July 2026

Great customer service

I had an issue with a company I made a purchase from, contacted PayPal & they sorted it out and I got a full refund. Great customer service Reviewed on: 6th July 2026

Honest review on Paypal

I have had a positive experience using PayPal overall. I find the platform easy to use, and it makes sending and receiving payments quick and convenient. The interface is straightforward, and I appreciate the added security features and buyer protection, which give me confidence when making online purchases. One aspect I particularly like is how widely accepted PayPal is by online retailers and service providers. It also simplifies managing transactions without having to repeatedly enter my card details. That said, I think there is room for improvement. Transaction fees, especially for international payments and currency conversions, can be quite high. Additionally, account verification or security reviews can occasionally delay access to funds, which can be inconvenient. Overall, I am satisfied with PayPal and would continue using it for online payments due to its reliability, security, and ease of use. It has been a dependable payment solution that meets my needs. Reviewed on: 6th July 2026

Paysafer

Great for fast payments Great service and customer support Reviewed on: 6th July 2026

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