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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,726 reviews, last reviewed 12th May 2026
2486450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been so easy to use, gives you plenty of time to... Has been so easy to use, gives you plenty of time to pay back each payment Reviewed on: 12th May 2026
Terri B's avatar
Terri B

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104726)

Use pay pal credit over credit cards .

5
Use pay pal credit over credit cards . It’s longer flexible repay and generous loyalty scheme. Reviewed on: 17th April 2026
Mark C's avatar
Mark C

5/5 for PayPal

5
I have used PayPal for years, they are always reliable, a great way to protect yourself in transactions and improve your credit score. Would recommend always Reviewed on: 17th April 2026
Ellie H's avatar
Ellie H

Very useful for everyday use.

5
Very useful for everyday use. It’s my default payment system for everything and is very useful with pay in 3 at 0% on most things Reviewed on: 17th April 2026
Paul h's avatar
Paul h

Easy to use, good credit offers, good security.

5
Easy to use, good credit offers, good security. Reviewed on: 17th April 2026
Darren T's avatar
Darren T

My favourite credit service for my larger purchases

5
I’ve found it to be really convenient to use, sensible to budget with and clear in terms of service. Reviewed on: 17th April 2026
Molly V's avatar
Molly V

Its convenient payment method and accepted in widely...

5
Its convenient payment method and accepted in widely and they offer a various payment methods to pay in 3 or credit or direct payments from your bank account or credit cards Reviewed on: 17th April 2026
Zaff's avatar
Zaff

Easy portal to use with multiple ways to manage money

5
Easy portal to use with multiple ways to manage money Reviewed on: 17th April 2026
H M's avatar
H M

I have found PayPal to be everything it says it is.

5
I have found PayPal to be everything it says it is. They are a safer way to pay goods online and help when you have been scammed by a company. Reviewed on: 17th April 2026
Brett H's avatar
Brett H

Great service happy to use PayPal!

5
Great service happy to use PayPal! Reviewed on: 17th April 2026
Cheryl h's avatar
Cheryl h

Easy and efficient

5
Helps financially and very easy to use Reviewed on: 17th April 2026
Michael A's avatar
Michael A

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