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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

14 Year PayPal Customer & Wouldn't Go Anywhere Else!

Ever since I started working at 16 PayPal has always been my go-to for making secure payments online, 14 years later and I am still a happy customer! I started using PayPal Credit when I was in my early 20's for larger payments and for me it's worked a dream. PayPal make it easy to repay small or large installments, with no penalties for paying remaining balances at once. PayPal make it clear as to what is owed and what's been paid, with monthly reminders to keep me on top of my spending. It's also a great way to 'borrow' money if you will, without the ridiculous APR charges you usually get with typical lenders. I always know that if I ever need any assistance, PayPal is there to offer it's expert guidance and any issues are resolved seamlessly. Reviewed on: 6th July 2026

Credit provider

Very helpful using their credit scheme and can spread the cost of items bought over a period of months releaving some of the stress of paying bills. Reviewed on: 6th July 2026

Using PayPal is extremely easy and has great buyer p...

Using PayPal is extremely easy and has great buyer protection. Reviewed on: 6th July 2026

I’ve been using PayPal for several years now without...

I’ve been using PayPal for several years now without any issues or problems. The one issue I had was sorted in minutes with a very helpful telephone operator. Reviewed on: 6th July 2026

Easy to use!

Easy to use! New bonus of earning points when you spend it great! Reviewed on: 6th July 2026

Always great service with clear communications.

Always great service with clear communications. Reviewed on: 6th July 2026

Pay in Three

For eligible people, pay in Three helps a lot without any interest Reviewed on: 6th July 2026

Very easy to do and pay for goods

Very easy to do and pay for goods Reviewed on: 6th July 2026

PayPal credit offers a wide variety of flexible paym...

PayPal credit offers a wide variety of flexible payment schemes that make it easier to buy larger purchases. Not only do they offer a credit card but also Pay in three giving the option to pay over three months and on some purchases the option to of paying over an extended period interest free. All this with an excellent customer service department. Reviewed on: 6th July 2026

With Paypal shopping is safe

I find it is easy to trace all my payments and my returns in one place. If there is ever a need to raise an issue with a retailer , Paypal are always there to help me understand my options especially when dealing with retailers from Asia I am much more aware of my return destinations which are not obvious at checkout. Reviewed on: 6th July 2026

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