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Nikki

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Review of the PayPal, PayPal Credit:

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14 Year PayPal Customer & Wouldn't Go Anywhere Else!

Ever since I started working at 16 PayPal has always been my go-to for making secure payments online, 14 years later and I am still a happy customer! I started using PayPal Credit when I was in my early 20's for larger payments and for me it's worked a dream. PayPal make it easy to repay small or large installments, with no penalties for paying remaining balances at once. PayPal make it clear as to what is owed and what's been paid, with monthly reminders to keep me on top of my spending. It's also a great way to 'borrow' money if you will, without the ridiculous APR charges you usually get with typical lenders. I always know that if I ever need any assistance, PayPal is there to offer it's expert guidance and any issues are resolved seamlessly. Reviewed on: 6th July 2026

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