Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Fast and reliable

5
Fast and reliable, always happy with what I get Reviewed on: 6th July 2026

Easy to use reliableliable

4
Easy to use, reliable, and secure. I've always had a good experience with PayPal. Reviewed on: 6th July 2026

You won't get any better

5
Personally I have never had any issues wether if it's with the product, information, communication all of it is very easy and professional. In my line of work I have a lot of clients that also deal with the business aspect and they love it too! Very reliable company and service.. Reviewed on: 6th July 2026

A**** service just check trust pilot

5
A**** service just check trust pilot Reviewed on: 6th July 2026

Would recommend

5
Been using PayPal for 10 years now and I cannot fault its security, ease of use and uncluttered interface for your finances Reviewed on: 6th July 2026

Best experience with PayPal always

5
Best experience with PayPal always Reviewed on: 6th July 2026

Good value and services more specifically the commun...

5
Good value and services more specifically the communications and app that keeps you up to date with your spending. Reviewed on: 6th July 2026

Easy, seamless and great value.

5
Easy, seamless and great value. I use it by default now for all my major purchases in the knowledge that I'll have PayPal's support if there are any problems and that I have easy low cost credit options if I need them. Reviewed on: 6th July 2026

Really easy to set up and allows you to spread your...

5
Really easy to set up and allows you to spread your costs all in one app Reviewed on: 6th July 2026

Excellent customer service.

5
Excellent customer service. Usually resolve issues within days. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products