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PayPal: PayPal Credit reviews

4.90
Based on 104,696 reviews, last reviewed 12th May 2026
2485000% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service and always on hand to support Amazing service and always on hand to support Reviewed on: 12th May 2026
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S A

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
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Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104696)

Pay pal credit has been my life line for past 12 mon...

5
Pay pal credit has been my life line for past 12 months. Accepted everywhere very good rates of interest. I feel safe and confident using Paypal Reviewed on: 17th April 2026

Easy to use and provides flexible ways to pay.

5
Easy to use and provides flexible ways to pay. Plus + points is an added benefit Reviewed on: 17th April 2026

Favourite and safest money transactions platform

5
PayPal is very easy to navigate, it is a very safe platform to keep, spend and receive money. I have been using PayPal for years and never had any problems. Reviewed on: 17th April 2026

I got an instant decision when I applied, I can view...

5
I got an instant decision when I applied, I can view all details online and it is easy to manage. Reviewed on: 17th April 2026

Very good service.

5
Very good service. Always put customer first. Very reasonable and prompt in dealing with issues. Easy to contact. Reviewed on: 17th April 2026

Great Value Pay In Service

5
Pay in services are very good value interest free ways to purchase, the details presented are clear and options to continue to pay after the interest free period are clear. Customer services have always been polite and try to help when I have had any need to contact them. Reviewed on: 17th April 2026

Nice just choose PayPal at the on...

5
Nice and easy to use - just choose PayPal at the on line till and that’s it! Great offer 4 months without interest, always, and forever! Gives you enough time to get it sorted whenever is convenient for you! Reviewed on: 17th April 2026

Good source of credit and easy to use could be clear...

3
Good source of credit and easy to use could be clearer what interest is being incurred Reviewed on: 17th April 2026

Easy to use.

5
Easy to use... flexible repayment option Reviewed on: 17th April 2026

Availability to use

5
Good availability to be able use PayPal credit Reviewed on: 17th April 2026

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