Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Easy payment good customer service easy to challenge...

5
Easy payment good customer service easy to challenge a payment transaction. Great interest free period pay in three and pay pal credit are excellent. Reviewed on: 6th July 2026

Easy to do work with.

5
Easy to do work with. Many options for payment. Flexible and fast Reviewed on: 6th July 2026

Been using PayPal Credit for years!

5
Been using PayPal Credit for years! Such a good way of spreading the cost of big purchases and easy to manage payments or keep track of your account. Reviewed on: 6th July 2026

No issue at all.

5
No issue at all. Easy, quick, absolutely satisfied Reviewed on: 6th July 2026

If I have had to deal with customer service they hav...

5
If I have had to deal with customer service they have always been very helpful and sorted the issue out. Reviewed on: 6th July 2026

Great tool for buying online

5
Very easy to navigate and had no issues throughout the years of using PayPal. Very safe to use and is my first choice when purchasing online Reviewed on: 6th July 2026

paypal user

5
Never had any problems with paypal..easy to make trusted payments Reviewed on: 6th July 2026

Excellent banking service. .

5
Safe, great customer service, seamless to use. All in all an excellent service Reviewed on: 6th July 2026

PayPal are always proactive with any suspected scams...

5
PayPal are always proactive with any suspected scams, as well as helpful if u have ever unintentionally missed a payment and have been very understanding Reviewed on: 6th July 2026

Excellent service, very reliable.

5
Excellent service, very reliable. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products