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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

PayPal credit is amazing, so easy to use.

PayPal credit is amazing, so easy to use. Highly recommended Reviewed on: 6th July 2026

Great customer service.

Great customer service. No hidden costs. Easy to use app just great overall Reviewed on: 6th July 2026

PayPal Credit gives me flexibility

I find PayPal Credit gives me the flexibility of a credit card without the fees. I use it especially around holidays and Christmas to spread the cost and allow me to do more with my money. I would recommend using PayPal credit as a way to spend more freely some months and pay back during quieter ones. Reviewed on: 6th July 2026

Great shopping experience with paypal.

Great shopping experience with paypal. Very easy to use Reviewed on: 6th July 2026

Just can not fault it, it's just brilliant

Just can not fault it, it's just brilliant Reviewed on: 6th July 2026

Always excellent service.

Always excellent service. Fast accurate payments. Credit is very good too. would recommend to everyone. Reviewed on: 6th July 2026

How much can I say about a credit scheme.

I find it a run of the mill, average experience. Reviewed on: 6th July 2026

Brilliant way to buy online

PayPal is easy to use for PayPal credit and Pay in 3. It is very useful and with no interest to pay a convenient way to shop most especially around the holiday season. Great idea. Reviewed on: 6th July 2026

Easy, and online safety in one transaction

So easy to use and I feel totally safe using PayPal online as it is a guard against nasty thieves who try to hack peoples bank accounts, credit cards and money. Reviewed on: 6th July 2026

Its very easy to keep up with expenses with the help...

Its very easy to keep up with expenses with the help of PayPal credit, 100% reliable Reviewed on: 6th July 2026

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