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PayPal: PayPal Credit reviews

4.90
Based on 104,687 reviews, last reviewed 12th May 2026
2484550% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never a bad experience! Never a bad experience with PayPal to be honest , I always use it for any transactions I make Reviewed on: 12th May 2026
Ebony e's avatar
Ebony e

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104687)

PayPal has been like a lifeline for me as a single p...

5
PayPal has been like a lifeline for me as a single parent on a part time income it is a struggle if appliances break or when holidays and birthday come around however with PayPal it makes things easier and safer to make those important purchases we need to make. Reviewed on: 17th April 2026

the experience is 1000/10.

5
the experience is 1000/10. Amazing defo recommend to other people Reviewed on: 17th April 2026

Useful and beneficial

5
My experience has been good with PayPal as I continue to use it and discover it’s benefits and rewards. PayPal has been useful in my life to be able to make purchases during the cost of living crisis that I am and many others are suffering. Reviewed on: 17th April 2026

totally recommend

5
good service saves giving out bank details to lots of companys Reviewed on: 17th April 2026

A great service.

5
A great service. Very clear and efficient. Good communications as well so you feel you’re being kept updated on everything that is going on. Their mobile technology is really easy to use and very user friendly. Reviewed on: 17th April 2026

Perfect for my life style credit when I need itnxxxx...

5
Perfect for my life style credit when I need itnxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxccxcxccccccccccccxxccdddddddffddddddffddffffdddkdkdkjddj eeeeedddrrrrrrerrrrewkeiriwkdfiesiei Reviewed on: 17th April 2026

Loving my PayPal more each day

5
I use PayPal often and now enjoy PayPal credit for any big items nowing I can pay off over 3 months with no further interest is also great. PayPal also tracks all my deliveries. Reviewed on: 17th April 2026

Easy and trouble free experience

5
Easy and trouble free experience Reviewed on: 17th April 2026

Good experience easy to use understand.

5
Good experience easy to use understand. Paypal credit is also good Reviewed on: 17th April 2026

I have been with PayPal for over 15 years, never had...

5
I have been with PayPal for over 15 years, never had a problem, always been there when I needed it. Reviewed on: 17th April 2026

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