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Catherine Morgan Wania

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Review of the PayPal, PayPal Credit:

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PayPal Credit gives me flexibility

I find PayPal Credit gives me the flexibility of a credit card without the fees. I use it especially around holidays and Christmas to spread the cost and allow me to do more with my money. I would recommend using PayPal credit as a way to spend more freely some months and pay back during quieter ones. Reviewed on: 6th July 2026

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