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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Better than I thought

5
I have had a great experience using PayPal. excellent customer service.app is easy to use. rates are competitive & you get PayPal security when you make a purchase. Reviewed on: 6th July 2026

Very good credit company I like PayPal I had it and...

5
Very good credit company I like PayPal I had it and used it for a long time Reviewed on: 6th July 2026

Great credit options.

5
Great credit options. 0% options available and payments over time Reviewed on: 6th July 2026

Very good, very nice.

5
Very good, very nice. Excellent service Very happy with PayPal. Reviewed on: 6th July 2026

I have complete trust in paypal.

5
I have complete trust in paypal. Use it on a monthly basis Reviewed on: 6th July 2026

Not a single fault

5
I've used PayPal credit for years and it helps me build my credit score for my mortgage and the 4 months interest free really helps with me to manage my credit. Reviewed on: 6th July 2026

I found the sign up process easy, and the service is...

5
I found the sign up process easy, and the service is very easy to use Reviewed on: 6th July 2026

PayPal is great in every way and helps protect money...

5
PayPal is great in every way and helps protect money and transactions. Reviewed on: 6th July 2026

Bigger purchases are more accessible

4
It makes higher purchases much more accessible by spreading the payments. Both by pay in 3 and PayPal credit Reviewed on: 6th July 2026

great safe way to pay online

5
always use PayPal online as safe way for purchases Also good have facility to pay over time Reviewed on: 6th July 2026

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