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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104639 reviews)

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4.90

Based on 104,639 reviews, last reviewed 11th May 2026

2482400% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love this easy to use great customer service Love this easy to use great customer service Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104639)

Overall it’s easy and convenient to use.

Overall it’s easy and convenient to use. However, you cannot transfer PayPal credit balance to other providers. I think that’s a big downside. Reviewed on: 17th April 2026

Good servicr

Good service given every time I have contacted them Reviewed on: 17th April 2026

You get your money back if your scammed

You get your money back if your scammed Reviewed on: 17th April 2026

Had a problem and they sorted it straight away

Had a problem and they sorted it straight away Reviewed on: 17th April 2026

Love paypal

They are good for tracking items you buy & pay in 3 is good for people who haven’t got. much Reviewed on: 17th April 2026

Great company no issues, friendly service when help...

Great company no issues, friendly service when help required. B Reviewed on: 17th April 2026

Fantastic peace of mind when purchasing online

Fantastic peace of mind when purchasing online Reviewed on: 17th April 2026

Keep a sharp eye on your bank balance!!

Unfortunately, despite your settings choosing paypal credit for both general preferred payment and specific retail automated payments, if this does not go through they will, without informing you, take the money straight from your bank account leading to some surprise charges when you next access your bank that cannot be changed despite proof of your payment settings. The panic is real and its not good enough! Reviewed on: 17th April 2026

Amazing service, never had any issues with the PayPa...

Amazing service, never had any issues with the PayPal service and the couple of times I've needed assistance with returns / refunds, the customer service has been extremely helpful. Reviewed on: 17th April 2026

Trustworthy and great help with travelling costs,it...

Trustworthy and great help with travelling costs,it makes it easier as a large family to use paypal credit when going abroad Reviewed on: 17th April 2026

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